Head-To-Head Analysis: Marqeta (NASDAQ:MQ) and Surna (OTCMKTS:SRNA)

Marqeta (NASDAQ:MQ) and Surna (OTCMKTS:SRNA) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, profitability, dividends, analyst recommendations, risk and institutional ownership.

Institutional and Insider Ownership

78.6% of Marqeta shares are owned by institutional investors. Comparatively, 9.8% of Surna shares are owned by institutional investors. 13.7% of Marqeta shares are owned by company insiders. Comparatively, 0.2% of Surna shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Marqeta and Surna, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Marqeta	2	7	1	1	2.09
Surna	0	0	0	0	0.00

Marqeta presently has a consensus price target of $19.75, indicating a potential upside of 19.91%. Given Marqeta’s stronger consensus rating and higher probable upside, analysts plainly believe Marqeta is more favorable than Surna.

Valuation and Earnings

This table compares Marqeta and Surna”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Marqeta	$624.88 million	2.74	-$13.93 million	$0.11	149.73
Surna	N/A	N/A	N/A	($0.01)	-420.21

Surna has lower revenue, but higher earnings than Marqeta. Surna is trading at a lower price-to-earnings ratio than Marqeta, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Marqeta and Surna’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Marqeta	1.53%	1.36%	0.71%
Surna	N/A	N/A	N/A

Summary

Marqeta beats Surna on 12 of the 12 factors compared between the two stocks.

About Marqeta

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services. It offers its solutions in various verticals, including financial services, on-demand services, expense management, and e-commerce enablement, as well as buy now, pay later. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

About Surna

Surna Inc. designs, engineers, and sells environmental control and other technologies for controlled environment agriculture to state- and provincial-regulated cannabis cultivators in the United States, Canada, and internationally. Its products and services include liquid-based process cooling systems and other climate control systems; air handling equipment and systems; a full-service engineering package for designing and engineering commercial scale thermodynamic systems for cannabis cultivation facilities; and automation and control devices, systems, and technologies used for environmental, lighting, and climate control. The company also offers mechanical, electrical, and plumbing engineering services; develops and sells a four-pipe environmental control system with Surna branded fan coil units and custom air handlers; and develops destratification fans, as well as provides facility retrofit services. Surna Inc. was incorporated in 2009 and is headquartered in Boulder, Colorado.