Guidewire Software (NYSE:GWRE – Get Free Report) and Aurora Mobile (NASDAQ:JG – Get Free Report) are both computer and technology companies, but which is the better business? We will compare the two companies based on the strength of their valuation, institutional ownership, analyst recommendations, dividends, earnings, profitability and risk.
Volatility & Risk
Guidewire Software has a beta of 0.91, indicating that its share price is 9% less volatile than the S&P 500. Comparatively, Aurora Mobile has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500.
Analyst Recommendations
This is a summary of current ratings and target prices for Guidewire Software and Aurora Mobile, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Guidewire Software | 1 | 3 | 11 | 1 | 2.75 |
| Aurora Mobile | 0 | 1 | 0 | 0 | 2.00 |
Insider & Institutional Ownership
85.5% of Aurora Mobile shares are held by institutional investors. 0.5% of Guidewire Software shares are held by company insiders. Comparatively, 31.2% of Aurora Mobile shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Valuation and Earnings
This table compares Guidewire Software and Aurora Mobile”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Guidewire Software | $1.20 billion | 9.65 | $69.80 million | $2.20 | 62.30 |
| Aurora Mobile | $53.60 million | 0.68 | $60,000.00 | $0.03 | 202.17 |
Guidewire Software has higher revenue and earnings than Aurora Mobile. Guidewire Software is trading at a lower price-to-earnings ratio than Aurora Mobile, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares Guidewire Software and Aurora Mobile’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Guidewire Software | 14.11% | 13.44% | 7.48% |
| Aurora Mobile | 0.14% | 0.53% | 0.13% |
Summary
Guidewire Software beats Aurora Mobile on 12 of the 15 factors compared between the two stocks.
About Guidewire Software
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. The company offers Guidewire InsuranceSuite Cloud, such as PolicyCenter Cloud, BillingCenter Cloud, and ClaimCenter Cloud applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; and Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, and Guidewire Explore cloud-native applications; and Guidewire Cyence, a cyber-risk economic modeling product. The company was incorporated in 2001 and is headquartered in San Mateo, California.
About Aurora Mobile
Aurora Mobile Limited, through its subsidiaries, provides a range of developer services in China. The company provides push notification, instant messaging, analytics, sharing and short message service, one-click verification, and other services. The company offers real-time market intelligence solutions, such as product iApp, which provides analysis and statistical results on the usage and trends of mobile apps to investment funds and corporations. It also provides financial risk management solutions to assist financial institutions, licensed lenders, and credit card companies in making informed lending and credit decisions; and location-based intelligence services. In addition, the company offers application programming interfaces that create connectivity and automate the process of message exchange between the mobile apps and its backend network; an interactive web-based service dashboard that allows app developers to utilize and monitor its services through controls on an ongoing basis; and value added services, such as Advertisement SAAS, a data management platform service, which provides tagged and de-identified population data package; JG Alliance, an integrated marketing campaign services to advertising customers; and AD Mediation Platform to help mobile app developers access other mainstream advertising platforms. It primarily serves mobile app developers in a range of industries, such as media, entertainment, gaming, financial services, tourism, ecommerce, education, and healthcare. Aurora Mobile Limited was founded in 2011 and is headquartered in Shenzhen, the People's Republic of China.
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