Green Dot (NYSE:GDOT) & Gryphon Digital Mining (NASDAQ:GRYP) Head-To-Head Comparison

Green Dot (NYSE:GDOT) and Gryphon Digital Mining (NASDAQ:GRYP) are both small-cap business services companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, valuation, earnings and dividends.

Insider & Institutional Ownership

92.6% of Green Dot shares are owned by institutional investors. Comparatively, 10.2% of Gryphon Digital Mining shares are owned by institutional investors. 11.8% of Green Dot shares are owned by insiders. Comparatively, 1.2% of Gryphon Digital Mining shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Earnings & Valuation

This table compares Green Dot and Gryphon Digital Mining’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Green Dot	$1.50 billion	0.33	$6.72 million	$0.13	71.81
Gryphon Digital Mining	$13.65 million	4.23	-$79.06 million	($142.00)	-0.01

Green Dot has higher revenue and earnings than Gryphon Digital Mining. Gryphon Digital Mining is trading at a lower price-to-earnings ratio than Green Dot, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

Green Dot has a beta of 1.03, suggesting that its stock price is 3% more volatile than the S&P 500. Comparatively, Gryphon Digital Mining has a beta of 2.85, suggesting that its stock price is 185% more volatile than the S&P 500.

Profitability

This table compares Green Dot and Gryphon Digital Mining’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Green Dot	0.45%	6.78%	1.21%
Gryphon Digital Mining	-339.99%	N/A	-113.03%

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Green Dot and Gryphon Digital Mining, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Green Dot	1	4	1	0	2.00
Gryphon Digital Mining	0	0	0	0	N/A

Green Dot presently has a consensus target price of $11.13, indicating a potential upside of 19.18%. Given Green Dot’s higher probable upside, analysts clearly believe Green Dot is more favorable than Gryphon Digital Mining.

Summary

Green Dot beats Gryphon Digital Mining on 11 of the 13 factors compared between the two stocks.

About Green Dot

Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. It operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. The company provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. It offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and simply paid disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, the company offers tax processing services comprising tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Austin, Texas.

About Gryphon Digital Mining

Gryphon Digital Mining is an innovative venture in the bitcoin space. Gryphon Digital Mining, formerly known as Akerna Corp., is based in DENVER.