Five Star Bancorp (NASDAQ:FSBC) Given Buy Rating at DA Davidson

Five Star Bancorp (NASDAQ:FSBC)‘s stock had its “buy” rating reaffirmed by equities research analysts at DA Davidson in a research note issued to investors on Tuesday, Benzinga reports. They presently have a $55.00 target price on the stock. DA Davidson‘s price target points to a potential upside of 20.99% from the company’s previous close.

A number of other brokerages have also commented on FSBC. Stephens set a $51.00 target price on Five Star Bancorp in a research report on Monday, July 27th. Zacks Research raised Five Star Bancorp from a “strong sell” rating to a “hold” rating in a research report on Friday, August 28th. Finally, Weiss Ratings lowered Five Star Bancorp from a “buy (b+)” rating to a “buy (b)” rating in a research report on Monday, September 21st. Three analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company’s stock. Based on data from MarketBeat, Five Star Bancorp has a consensus rating of “Moderate Buy” and an average target price of $47.25.

Five Star Bancorp Stock Up 2.2%

FSBC traded up $0.96 during trading on Tuesday, hitting $45.46. The company’s stock had a trading volume of 218,987 shares, compared to its average volume of 130,271. Five Star Bancorp has a twelve month low of $32.20 and a twelve month high of $50.26. The stock’s fifty day moving average price is $44.42 and its 200-day moving average price is $42.59. The firm has a market capitalization of $1.12 billion, a P/E ratio of 13.45 and a beta of 0.55.

Five Star Bancorp (NASDAQ:FSBC) last issued its quarterly earnings results on Tuesday, October 27th. The company reported $0.92 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.85 by $0.07. Five Star Bancorp had a return on equity of 15.92% and a net margin of 25.92%. The firm had revenue of $52.62 million for the quarter, compared to analyst estimates of $51.31 million. Equities research analysts expect that Five Star Bancorp will post 3.50 EPS for the current fiscal year.

Hedge Funds Weigh In On Five Star Bancorp

Several large investors have recently bought and sold shares of the stock. Nisa Investment Advisors LLC lifted its stake in Five Star Bancorp by 96.0% during the 3rd quarter. Nisa Investment Advisors LLC now owns 1,462 shares of the company’s stock valued at $62,000 after acquiring an additional 716 shares in the last quarter. Sequoia Financial Advisors LLC bought a new position in Five Star Bancorp during the 2nd quarter valued at $417,000. Squarepoint Ops LLC bought a new position in Five Star Bancorp during the 2nd quarter valued at $1,994,000. Arizona State Retirement System bought a new position in shares of Five Star Bancorp during the 2nd quarter worth approximately $201,000. Finally, Susquehanna Fundamental Investments LLC lifted its position in shares of Five Star Bancorp by 11.9% during the 2nd quarter. Susquehanna Fundamental Investments LLC now owns 7,547 shares of the company’s stock worth $367,000 after buying an additional 800 shares in the last quarter. 46.94% of the stock is currently owned by institutional investors.

Five Star Bancorp News Roundup

Here are the key news stories impacting Five Star Bancorp this week:

• Positive Sentiment: Five Star reported third-quarter net income of $21.9 million, up from $19.4 million in the prior quarter and $16.3 million a year earlier. Earnings were $0.92 per share, exceeding analyst estimates of approximately $0.85-$0.86, while revenue of $52.62 million also topped expectations. Five Star Bancorp Announces Third Quarter 2026 Results
• Positive Sentiment: Core banking performance strengthened: net interest income rose 11% sequentially to $50.9 million, net interest margin improved to 3.69%, and the efficiency ratio improved to 39.13%. These gains were supported by higher-yielding loan growth and lower funding costs.
• Positive Sentiment: Loans held for investment increased $184.5 million, or 4%, during the quarter and were up 21% year over year. Non-wholesale deposits grew 2%, while the company reported a $0.25-per-share dividend and approximately $130 million in net proceeds from a public stock offering to fund future growth. Five Star Bancorp Reports Strong Q3 Earnings and Growth
• Neutral Sentiment: The capital raise strengthened FSBC’s balance sheet, lifting its common equity Tier 1 ratio to 12.52%, but the issuance of 3.13 million new shares increased the share count by roughly 11%, which may limit near-term per-share benefit from earnings growth.
• Neutral Sentiment: Short interest was reported at zero shares as of October 26, suggesting little evidence of bearish positioning or short-covering pressure.
• Negative Sentiment: Nonperforming loans rose to $13.3 million from $3.1 million at year-end, though the nonperforming-loan ratio improved slightly sequentially to 0.28% and the largest troubled credit remains well collateralized.
• Negative Sentiment: Other comprehensive loss reached $3.0 million, non-interest income declined 10% sequentially, and return on average equity fell to 15.04% from 16.67%, highlighting investment-market volatility and the costs of expansion.

Five Star Bancorp Company Profile

Five Star Bancorp is the bank holding company for Five Star Bank, a community bank headquartered in the Sacramento, California, area. The bank provides commercial banking services to businesses, professionals, nonprofit organizations and individuals, with an emphasis on relationship-based banking and local market expertise.

Five Star Bank offers a range of deposit products, including checking, savings, money market and time deposit accounts, along with commercial lending solutions. Its lending activities include commercial real estate, construction and land development, commercial and industrial, small business and residential real estate loans.