First Guaranty Bancshares (FGBI) Expected to Announce Quarterly Earnings on Thursday

First Guaranty Bancshares (NASDAQ:FGBI) is projected to issue its Q3 2025 results before the market opens on Thursday, October 30th. Analysts expect the company to announce earnings of ($0.09) per share for the quarter. Parties are encouraged to explore the company’s upcoming Q3 2025 earningoverview page for the latest details on the call scheduled for Wednesday, October 29, 2025 at 7:00 AM ET.

First Guaranty Bancshares (NASDAQ:FGBI) last issued its earnings results on Monday, August 18th. The bank reported ($0.61) EPS for the quarter, missing the consensus estimate of ($0.20) by ($0.41). The business had revenue of $54.32 million for the quarter, compared to analyst estimates of $29.20 million. First Guaranty Bancshares had a negative return on equity of 4.73% and a negative net margin of 4.49%. On average, analysts expect First Guaranty Bancshares to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

First Guaranty Bancshares Stock Down 2.0%

Shares of NASDAQ FGBI opened at $8.07 on Thursday. The company has a current ratio of 0.88, a quick ratio of 0.88 and a debt-to-equity ratio of 0.81. The company has a market cap of $121.94 million, a price-to-earnings ratio of -7.99 and a beta of 0.37. First Guaranty Bancshares has a 12 month low of $6.55 and a 12 month high of $15.25. The stock has a 50-day moving average price of $8.27 and a two-hundred day moving average price of $8.60.

First Guaranty Bancshares Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Tuesday, September 30th. Shareholders of record on Tuesday, September 23rd were paid a dividend of $0.01 per share. The ex-dividend date of this dividend was Tuesday, September 23rd. This represents a $0.04 annualized dividend and a yield of 0.5%. First Guaranty Bancshares’s payout ratio is presently -3.96%.

Insider Activity

In other news, Director Bruce Mcanally acquired 31,056 shares of the stock in a transaction dated Tuesday, September 30th. The stock was bought at an average price of $8.05 per share, with a total value of $250,000.80. Following the completion of the purchase, the director directly owned 207,760 shares of the company’s stock, valued at $1,672,468. This represents a 17.58% increase in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, Director Edgar R. Smith III acquired 141,328 shares of the stock in a transaction dated Tuesday, September 30th. The stock was purchased at an average cost of $8.05 per share, with a total value of $1,137,690.40. Following the purchase, the director directly owned 328,270 shares of the company’s stock, valued at $2,642,573.50. This trade represents a 75.60% increase in their ownership of the stock. The disclosure for this purchase can be found here. Insiders bought 203,440 shares of company stock valued at $1,637,692 over the last quarter. 47.20% of the stock is owned by company insiders.

Institutional Inflows and Outflows

An institutional investor recently raised its position in First Guaranty Bancshares stock. Empowered Funds LLC grew its position in First Guaranty Bancshares, Inc. (NASDAQ:FGBI) by 8.8% during the first quarter, according to the company in its most recent 13F filing with the SEC. The fund owned 46,048 shares of the bank’s stock after purchasing an additional 3,742 shares during the quarter. Empowered Funds LLC owned approximately 0.37% of First Guaranty Bancshares worth $355,000 as of its most recent filing with the SEC. Institutional investors and hedge funds own 39.52% of the company’s stock.

Wall Street Analysts Forecast Growth

FGBI has been the subject of several research analyst reports. Zacks Research downgraded First Guaranty Bancshares from a “hold” rating to a “strong sell” rating in a research note on Wednesday, September 10th. Weiss Ratings reissued a “sell (d)” rating on shares of First Guaranty Bancshares in a research note on Wednesday, October 8th. Two equities research analysts have rated the stock with a Sell rating, According to MarketBeat.com, the company currently has a consensus rating of “Sell”.

First Guaranty Bancshares Company Profile

First Guaranty Bancshares, Inc operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities.