Financial Survey: BitFuFu (NASDAQ:FUFU) & Ponce Financial Group (NASDAQ:PDLB)

BitFuFu (NASDAQ:FUFU) and Ponce Financial Group (NASDAQ:PDLB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, profitability, earnings, analyst recommendations, institutional ownership, dividends and valuation.

Analyst Recommendations

This is a summary of current recommendations and price targets for BitFuFu and Ponce Financial Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitFuFu	1	2	3	1	2.57
Ponce Financial Group	0	1	0	2	3.33

BitFuFu presently has a consensus price target of $6.13, indicating a potential upside of 111.94%. Given BitFuFu’s higher probable upside, equities analysts clearly believe BitFuFu is more favorable than Ponce Financial Group.

Valuation & Earnings

This table compares BitFuFu and Ponce Financial Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitFuFu	$463.33 million	1.04	$53.96 million	$0.39	7.41
Ponce Financial Group	$169.85 million	2.13	$10.97 million	$0.89	16.91

BitFuFu has higher revenue and earnings than Ponce Financial Group. BitFuFu is trading at a lower price-to-earnings ratio than Ponce Financial Group, indicating that it is currently the more affordable of the two stocks.

Institutional & Insider Ownership

37.3% of BitFuFu shares are held by institutional investors. Comparatively, 64.4% of Ponce Financial Group shares are held by institutional investors. 35.0% of BitFuFu shares are held by insiders. Comparatively, 7.2% of Ponce Financial Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares BitFuFu and Ponce Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitFuFu	13.57%	16.60%	7.05%
Ponce Financial Group	11.46%	7.35%	0.69%

Risk & Volatility

BitFuFu has a beta of 0.31, suggesting that its share price is 69% less volatile than the S&P 500. Comparatively, Ponce Financial Group has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500.

Summary

BitFuFu beats Ponce Financial Group on 8 of the 15 factors compared between the two stocks.

About BitFuFu

BitFuFu Inc. provides digital asset mining and cloud-mining services in Singapore. It also offers miner rental, and miner hosting and sales services to institutional customers and individual digital asset enthusiasts. The company is based in Singapore, Singapore.

About Ponce Financial Group

Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposit products, including demand accounts, NOW/IOLA, money market, reciprocal deposits, savings accounts, and certificates of deposit to individuals, business entities, and non-profit organizations, as well as individual retirement accounts. The company also provides real estate-secured loans, which includes one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans, as well as lines of credit. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.