Financial Comparison: AIA (OTCMKTS:AAGIY) vs. Trupanion (NASDAQ:TRUP)

AIA (OTCMKTS:AAGIY) and Trupanion (NASDAQ:TRUP) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, profitability, valuation, earnings and analyst recommendations.

Profitability

This table compares AIA and Trupanion’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AIA	N/A	N/A	N/A
Trupanion	1.53%	5.96%	2.55%

Institutional and Insider Ownership

0.2% of AIA shares are held by institutional investors. 5.6% of Trupanion shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Volatility & Risk

AIA has a beta of 0.23, indicating that its share price is 77% less volatile than the S&P 500. Comparatively, Trupanion has a beta of 1.39, indicating that its share price is 39% more volatile than the S&P 500.

Valuation & Earnings

This table compares AIA and Trupanion”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AIA	$21.62 billion	4.43	$6.23 billion	N/A	N/A
Trupanion	$1.44 billion	0.93	$19.43 million	$0.53	57.57

AIA has higher revenue and earnings than Trupanion.

Analyst Recommendations

This is a summary of recent ratings for AIA and Trupanion, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AIA	0	1	1	0	2.50
Trupanion	1	2	2	1	2.50

Trupanion has a consensus target price of $41.60, indicating a potential upside of 36.35%. Given Trupanion’s higher possible upside, analysts plainly believe Trupanion is more favorable than AIA.

Summary

Trupanion beats AIA on 8 of the 12 factors compared between the two stocks.

About AIA

AIA Group Limited, together with its subsidiaries, provides life insurance based financial services. The company offers life insurance, accident, and health insurance and savings plans; and employee benefits, credit life, and pension services to corporate clients. It is also involved in the distribution of investment and other financial services products. The company sells its products through a network of agents and partners in Mainland China, Hong Kong, Macau, Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan, Brunei, Vietnam, and India. AIA Group Limited was founded in 1919 and is based in Wan Chai, Hong Kong.

About Trupanion

Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. Trupanion, Inc. was founded in 2000 and is headquartered in Seattle, Washington.