Figure Technology Solutions (NASDAQ:FIGR) Trading Up 7.4% – Should You Buy?

Figure Technology Solutions, Inc. (NASDAQ:FIGR)’s share price was up 7.4% during trading on Wednesday . The company traded as high as $32.42 and last traded at $31.94. Approximately 1,359,117 shares changed hands during trading, a decline of 71% from the average daily volume of 4,702,705 shares. The stock had previously closed at $29.75.

Key Figure Technology Solutions News

Here are the key news stories impacting Figure Technology Solutions this week:

• Positive Sentiment: Strategic entry into auto lending — Figure announced a partnership with Agora Data to bring AI?driven auto finance assets onto Figure Connect and to launch a blockchain-based auto?loan platform, expanding the company beyond housing finance into a large new addressable market. Agora Data and Figure Technologies Announce Partnership
• Positive Sentiment: $200M share repurchase program — Figure authorized a $200 million buyback alongside its Q4 results, which is typically supportive of the stock by reducing float and signaling management confidence. Q4 Results & Repurchase Program
• Positive Sentiment: Blockchain innovation milestone — Figure and BitGo completed what they call the first fully on?chain equity trade (issuing, trading and settling shares on?chain), underscoring Figure’s technology differentiation that supporters argue can create new revenue streams. On?Chain Equity Trade with BitGo
• Positive Sentiment: Capital?light growth / unit economics guidance — Management outlined a capital?light strategy with an expected net take rate of ~3.5%–4%, which, if achieved, supports scalable revenue and margin story. Capital?Light Growth Strategy
• Positive Sentiment: Unusual bullish options activity — Reports show heavy call buying volume, which can reflect short?term bullish positioning by traders and may amplify intraday moves. High Volume of Call Options
• Neutral Sentiment: Analyst bullish views remain despite cuts — Some independent writeups (e.g., Seeking Alpha) reiterate buy ratings focused on expanding loan types and blockchain moat; these are opinion pieces that may influence investor sentiment but are not formal coverage changes. Seeking Alpha Buy Thesis
• Negative Sentiment: Analyst price?target reductions — Keefe, Bruyette & Woods and Needham lowered targets to $55 (from $62 and $71 respectively) today; both maintained buy/outperform ratings, but the cuts signal reduced near?term upside expectations and likely pressured the stock. Benzinga: Analyst Price Target Changes
• Negative Sentiment: Q4 EPS miss — Figure reported $0.06 EPS vs. $0.13 consensus (miss) and revenue $157.6M vs. $158M estimate. Revenue grew ~90.7% y/y (positive for growth story), but the EPS shortfall is a clear near?term catalyst for selling pressure. Q4 Earnings Snapshot

Analyst Upgrades and Downgrades

A number of research firms have issued reports on FIGR. Needham & Company LLC cut their price target on Figure Technology Solutions from $71.00 to $55.00 and set a “buy” rating for the company in a research note on Friday. Texas Capital raised shares of Figure Technology Solutions to a “strong-buy” rating in a report on Thursday, January 29th. Sanford C. Bernstein upped their target price on shares of Figure Technology Solutions from $54.00 to $72.00 and gave the company an “outperform” rating in a report on Tuesday, January 13th. Bank of America downgraded shares of Figure Technology Solutions from a “neutral” rating to an “underperform” rating and set a $42.00 price target on the stock. in a research report on Tuesday, February 3rd. Finally, Piper Sandler boosted their price objective on shares of Figure Technology Solutions from $55.00 to $75.00 and gave the company an “overweight” rating in a research report on Wednesday, January 14th. One investment analyst has rated the stock with a Strong Buy rating, six have given a Buy rating, two have assigned a Hold rating and two have given a Sell rating to the company. Based on data from MarketBeat.com, Figure Technology Solutions has a consensus rating of “Moderate Buy” and a consensus price target of $56.63.

Figure Technology Solutions Stock Down 25.7%

The stock has a market capitalization of $4.45 billion and a price-to-earnings ratio of 74.35. The business’s fifty day moving average is $48.01. The company has a debt-to-equity ratio of 0.17, a quick ratio of 2.26 and a current ratio of 2.26.

Figure Technology Solutions (NASDAQ:FIGR) last announced its quarterly earnings data on Thursday, February 26th. The company reported $0.06 EPS for the quarter, missing the consensus estimate of $0.13 by ($0.07). The firm had revenue of $157.63 million for the quarter, compared to analysts’ expectations of $158.00 million. The business’s quarterly revenue was up 90.7% compared to the same quarter last year.

Insider Buying and Selling at Figure Technology Solutions

In other news, Director Michael Scott Cagney sold 200,058 shares of the company’s stock in a transaction dated Wednesday, December 10th. The stock was sold at an average price of $39.40, for a total value of $7,882,285.20. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Also, Director June Ou sold 200,058 shares of the stock in a transaction dated Wednesday, December 10th. The stock was sold at an average price of $39.40, for a total value of $7,882,285.20. The SEC filing for this sale provides additional information. Over the last quarter, insiders sold 749,193 shares of company stock valued at $27,947,547.

Hedge Funds Weigh In On Figure Technology Solutions

Several hedge funds have recently modified their holdings of FIGR. Global Retirement Partners LLC purchased a new position in Figure Technology Solutions during the fourth quarter valued at $25,000. Wells Fargo & Company MN boosted its holdings in shares of Figure Technology Solutions by 3.5% during the 4th quarter. Wells Fargo & Company MN now owns 18,429 shares of the company’s stock valued at $753,000 after purchasing an additional 616 shares during the last quarter. Strs Ohio purchased a new position in shares of Figure Technology Solutions during the fourth quarter valued at about $34,000. MetLife Investment Management LLC purchased a new position in shares of Figure Technology Solutions during the fourth quarter valued at about $35,000. Finally, Flagship Harbor Advisors LLC bought a new stake in shares of Figure Technology Solutions in the fourth quarter worth about $40,000.

Figure Technology Solutions Company Profile

Figure is building the future of capital markets using blockchain-based technology. Figure’s proprietary technology powers next-generation lending, trading and investing activities in areas such as consumer credit and digital assets. Our application of the blockchain ledger allows us to better serve our end-customers, improve speed and efficiency, and enhance standardization and liquidity. Using our technology, we continue to develop dynamic, vertically-integrated marketplaces across the approximately $2 trillion consumer credit market and the rapidly growing approximately $4 trillion cryptocurrency and digital asset market.