Fair Isaac (NYSE:FICO) Updates FY 2026 Earnings Guidance

Fair Isaac (NYSE:FICO) updated its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 42.430-42.430 for the period, compared to the consensus EPS estimate of 42.060. The company issued revenue guidance of $2.5 billion-$2.5 billion, compared to the consensus revenue estimate of $2.5 billion.

Analysts Set New Price Targets

FICO has been the subject of several analyst reports. Wolfe Research restated an “outperform” rating on shares of Fair Isaac in a report on Thursday. Bank of America dropped their target price on Fair Isaac from $1,550.00 to $1,400.00 and set a “buy” rating on the stock in a research report on Tuesday, May 19th. Jefferies Financial Group lowered their price objective on Fair Isaac from $1,800.00 to $1,700.00 and set a “buy” rating for the company in a research report on Monday, May 4th. JPMorgan Chase & Co. lowered their price target on Fair Isaac from $1,325.00 to $1,225.00 and set a “neutral” rating for the company in a report on Thursday, April 30th. Finally, The Goldman Sachs Group decreased their price objective on shares of Fair Isaac from $1,770.00 to $1,528.00 and set a “buy” rating for the company in a research report on Thursday, April 2nd. Twelve analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company. According to data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and an average price target of $1,624.40.

Fair Isaac Stock Performance

Fair Isaac stock traded down $230.54 during trading on Thursday, reaching $1,142.54. The company had a trading volume of 660,094 shares, compared to its average volume of 340,277. The firm’s 50-day simple moving average is $1,220.61 and its 200 day simple moving average is $1,237.75. The firm has a market capitalization of $26.50 billion, a PE ratio of 36.31, a price-to-earnings-growth ratio of 1.19 and a beta of 1.29. Fair Isaac has a 1-year low of $870.01 and a 1-year high of $1,998.01.

Fair Isaac (NYSE:FICO) last released its earnings results on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, topping analysts’ consensus estimates of $11.76 by $0.42. The business had revenue of $674.19 million during the quarter, compared to analysts’ expectations of $679.17 million. Fair Isaac had a net margin of 33.67% and a negative return on equity of 41.04%. The company’s quarterly revenue was up 25.7% on a year-over-year basis. During the same quarter in the previous year, the company earned $8.57 earnings per share. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. Analysts anticipate that Fair Isaac will post 38 EPS for the current year.

More Fair Isaac News

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Fair Isaac reported fiscal third-quarter EPS of $12.18, above analyst estimates of approximately $11.76–$12.02. Revenue increased 25.7% year over year to $674.2 million, while operating profit rose 38.1% to $362.6 million. Fair Isaac Q3 Earnings Beat Estimates on Scores, Revenues Up Year Over Year
• Positive Sentiment: Growth was led by strong demand for the FICO Scores business, which supported margin expansion and improved operating cash flow. Management raised fiscal 2026 EPS guidance to $42.43, slightly above the roughly $42.06 consensus estimate. Fair Isaac Raises Guidance As FICO Score Business Drives Growth
• Positive Sentiment: Wolfe Research maintained a Buy rating with a $1,450 price target, citing earnings strength, margin expansion and growing platform annual recurring revenue. Needham also reaffirmed its Buy rating with a $1,650 target. Analyst Maintains Buy on FICO
• Neutral Sentiment: Fiscal 2026 revenue guidance was approximately $2.5 billion, broadly in line with consensus, limiting the benefit from the EPS increase.
• Negative Sentiment: Quarterly revenue fell short of expectations of roughly $679 million to $692 million. Investors also reacted to softer software growth and near-term mortgage headwinds, contributing to one of FICO’s weakest market sessions in more than a year. FICO Stock Tracking Worst Day in Over a Year After Downside Guidance

Institutional Investors Weigh In On Fair Isaac

A number of institutional investors and hedge funds have recently made changes to their positions in the stock. Brighton Jones LLC grew its holdings in shares of Fair Isaac by 168.7% in the fourth quarter. Brighton Jones LLC now owns 481 shares of the technology company’s stock valued at $958,000 after purchasing an additional 302 shares in the last quarter. Federation des caisses Desjardins du Quebec raised its position in shares of Fair Isaac by 26.7% during the 4th quarter. Federation des caisses Desjardins du Quebec now owns 1,807 shares of the technology company’s stock worth $3,053,000 after acquiring an additional 381 shares in the last quarter. Landscape Capital Management L.L.C. purchased a new stake in Fair Isaac during the third quarter worth approximately $2,314,000. Tower Research Capital LLC TRC raised its holdings in Fair Isaac by 44.0% during the fourth quarter. Tower Research Capital LLC TRC now owns 1,122 shares of the technology company’s stock worth $1,897,000 after purchasing an additional 343 shares in the last quarter. Finally, Virtu Financial LLC lifted its position in shares of Fair Isaac by 111.7% during the 3rd quarter. Virtu Financial LLC now owns 1,124 shares of the technology company’s stock worth $1,682,000 after buying an additional 593 shares during the last quarter. 85.75% of the stock is owned by hedge funds and other institutional investors.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.