Enova International (NYSE:ENVA) Updates Q3 2026 Earnings Guidance

Enova International (NYSE:ENVA) issued an update on its third quarter 2026 earnings guidance on Monday morning. The company provided earnings per share (EPS) guidance of 4.370-4.370 for the period, compared to the consensus EPS estimate of 4.340. The company issued revenue guidance of $1.0 billion-$1.0 billion, compared to the consensus revenue estimate of $1.0 billion. Enova International also updated its FY 2026 guidance to 16.850-17.500 EPS.

Enova International Stock Performance

Shares of Enova International stock opened at $226.75 on Tuesday. The company has a quick ratio of 18.42, a current ratio of 18.42 and a debt-to-equity ratio of 3.35. Enova International has a 12 month low of $103.02 and a 12 month high of $267.45. The business has a fifty day simple moving average of $240.76 and a 200-day simple moving average of $192.01. The stock has a market cap of $5.65 billion, a PE ratio of 16.81 and a beta of 1.21.

Enova International (NYSE:ENVA) last posted its quarterly earnings results on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $3.99 by $0.32. The business had revenue of $928.93 million during the quarter, compared to analyst estimates of $909.61 million. Enova International had a net margin of 10.31% and a return on equity of 26.66%. The firm’s revenue was up 21.6% compared to the same quarter last year. During the same period in the prior year, the firm earned $3.23 earnings per share. On average, sell-side analysts anticipate that Enova International will post 16.3 EPS for the current fiscal year.

Analyst Ratings Changes

ENVA has been the subject of several recent research reports. BTIG Research increased their price objective on Enova International from $199.00 to $270.00 and gave the stock a “buy” rating in a report on Tuesday, June 30th. Weiss Ratings reiterated a “buy (b-)” rating on shares of Enova International in a research note on Friday, July 17th. Jefferies Financial Group increased their price objective on shares of Enova International from $260.00 to $280.00 and gave the company a “buy” rating in a research note on Wednesday, July 8th. Zacks Research upgraded shares of Enova International from a “hold” rating to a “strong-buy” rating in a research report on Wednesday, July 29th. Finally, Citigroup reissued a “market outperform” rating on shares of Enova International in a research report on Tuesday. One investment analyst has rated the stock with a Strong Buy rating and eight have assigned a Buy rating to the company’s stock. According to MarketBeat, Enova International presently has a consensus rating of “Buy” and an average price target of $247.83.

Insiders Place Their Bets

In other news, Chairman David Fisher sold 33,060 shares of the company’s stock in a transaction dated Wednesday, June 17th. The stock was sold at an average price of $199.05, for a total value of $6,580,593.00. Following the completion of the sale, the chairman directly owned 306,444 shares of the company’s stock, valued at $60,997,678.20. This represents a 9.74% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this hyperlink. Also, Director Mark Tebbe sold 20,000 shares of Enova International stock in a transaction that occurred on Thursday, June 18th. The stock was sold at an average price of $201.37, for a total transaction of $4,027,400.00. Following the transaction, the director directly owned 50,029 shares in the company, valued at $10,074,339.73. The trade was a 28.56% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last three months, insiders sold 71,629 shares of company stock worth $15,094,986. 8.40% of the stock is currently owned by company insiders.

About Enova International

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.