Enova International, Inc. (NYSE:ENVA) Given Consensus Rating of “Moderate Buy” by Analysts

Shares of Enova International, Inc. (NYSE:ENVA) have received a consensus rating of “Moderate Buy” from the nine analysts that are covering the company, Marketbeat.com reports. One research analyst has rated the stock with a hold rating and eight have assigned a buy rating to the company. The average 1-year target price among analysts that have issued a report on the stock in the last year is $172.8333.

ENVA has been the subject of a number of recent research reports. JMP Securities boosted their target price on Enova International from $135.00 to $149.00 and gave the company a “market outperform” rating in a research note on Friday, October 24th. Maxim Group set a $191.00 price objective on Enova International in a research note on Thursday. Citizens Jmp lifted their target price on shares of Enova International from $180.00 to $182.00 and gave the stock a “market outperform” rating in a research note on Wednesday. BTIG Research reiterated a “buy” rating and set a $199.00 price target on shares of Enova International in a report on Wednesday. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of Enova International in a report on Thursday, January 22nd.

Enova International News Summary

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Q4 results materially beat expectations — adjusted EPS topped estimates and revenue/loan originations rose sharply; management cited healthy credit metrics, $35M of buybacks in the quarter and improved delinquencies. This is the primary catalyst lifting sentiment and supporting upside to earnings forecasts. Enova Reports Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Management set an aggressive 2026 outlook — targeting ~15% origination growth and at least 20% EPS growth, and reiterated progress on the Grasshopper acquisition, which signals inorganic growth potential. That guidance helps justify analyst upgrades. Enova expects 15 percent origination growth and at least 20 percent EPS growth in 2026 as
• Positive Sentiment: Analysts raised targets and reiterated buy/outperform ratings (Citizens/JMP raised its target; BTIG reaffirmed buy with a $199 target), increasing visible upside and supporting the rally. Citizens Jmp price target raise
• Positive Sentiment: Brokerage and research write-ups (Zacks, sector pieces) highlight Enova’s above?average growth profile and machine?learning underwriting edge, reinforcing the bull case among growth investors. Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think “Yes”
• Neutral Sentiment: Earnings call transcript and third?party summaries provide more detail on credit trends, ML underwriting and the Grasshopper integration — useful for modeling but not immediate catalysts. Enova Q4 2025 earnings call transcript Enova International Earnings Call Highlights Growth Pivot
• Negative Sentiment: Insider selling — Chairman David Fisher sold 9,573 shares (~$1.5M) on Jan. 26. While size is modest relative to his remaining stake, insider sales can temper sentiment and are being noted by some investors. David Fisher insider sale

Enova International Trading Up 3.7%

Shares of ENVA opened at $165.10 on Friday. Enova International has a fifty-two week low of $79.41 and a fifty-two week high of $168.68. The firm has a market cap of $4.64 billion, a price-to-earnings ratio of 14.26 and a beta of 1.27. The firm has a 50 day moving average price of $152.69 and a 200-day moving average price of $128.36. The company has a debt-to-equity ratio of 3.37, a quick ratio of 19.29 and a current ratio of 9.48.

Enova International (NYSE:ENVA) last issued its earnings results on Tuesday, January 27th. The credit services provider reported $3.46 EPS for the quarter, topping analysts’ consensus estimates of $3.17 by $0.29. Enova International had a net margin of 9.78% and a return on equity of 25.31%. The company had revenue of $1.34 billion for the quarter, compared to analysts’ expectations of $838.59 million. During the same quarter last year, the company earned $2.61 EPS. The firm’s revenue was up 15.0% compared to the same quarter last year. As a group, equities research analysts forecast that Enova International will post 10.31 earnings per share for the current year.

Enova International announced that its board has initiated a stock buyback program on Wednesday, November 12th that allows the company to repurchase $400.00 million in outstanding shares. This repurchase authorization allows the credit services provider to purchase up to 12.5% of its shares through open market purchases. Shares repurchase programs are usually a sign that the company’s board of directors believes its shares are undervalued.

Insider Transactions at Enova International

In other Enova International news, CEO David Fisher sold 15,000 shares of the company’s stock in a transaction that occurred on Tuesday, December 16th. The stock was sold at an average price of $160.24, for a total transaction of $2,403,600.00. Following the completion of the transaction, the chief executive officer owned 348,223 shares of the company’s stock, valued at $55,799,253.52. This represents a 4.13% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. In the last quarter, insiders sold 30,573 shares of company stock worth $4,659,815. 8.40% of the stock is owned by insiders.

Hedge Funds Weigh In On Enova International

Several hedge funds have recently made changes to their positions in the business. Arkadios Wealth Advisors lifted its position in shares of Enova International by 61.3% in the 3rd quarter. Arkadios Wealth Advisors now owns 31,362 shares of the credit services provider’s stock worth $3,609,000 after purchasing an additional 11,915 shares during the period. Harbor Capital Advisors Inc. lifted its holdings in Enova International by 8,356.1% in the third quarter. Harbor Capital Advisors Inc. now owns 16,574 shares of the credit services provider’s stock worth $1,908,000 after buying an additional 16,378 shares during the period. Loomis Sayles & Co. L P purchased a new position in shares of Enova International during the 2nd quarter worth approximately $11,152,000. New York State Common Retirement Fund raised its position in shares of Enova International by 51.9% in the 2nd quarter. New York State Common Retirement Fund now owns 32,719 shares of the credit services provider’s stock worth $3,649,000 after acquiring an additional 11,180 shares in the last quarter. Finally, CSM Advisors LLC purchased a new position in shares of Enova International in the 2nd quarter valued at approximately $5,974,000. 89.43% of the stock is owned by hedge funds and other institutional investors.

About Enova International

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.