Eagle Bancorp (NASDAQ:EGBN) vs. FirstSun Capital Bancorp (NASDAQ:FSUN) Head to Head Comparison

FirstSun Capital Bancorp (NASDAQ:FSUN) and Eagle Bancorp (NASDAQ:EGBN) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, dividends, valuation, profitability, institutional ownership, risk and analyst recommendations.

Institutional & Insider Ownership

78.0% of Eagle Bancorp shares are owned by institutional investors. 10.5% of FirstSun Capital Bancorp shares are owned by company insiders. Comparatively, 3.4% of Eagle Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares FirstSun Capital Bancorp and Eagle Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FirstSun Capital Bancorp	7.59%	8.63%	1.10%
Eagle Bancorp	9.30%	4.66%	0.54%

Earnings & Valuation

This table compares FirstSun Capital Bancorp and Eagle Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FirstSun Capital Bancorp	$569.65 million	3.20	$97.94 million	$1.97	19.88
Eagle Bancorp	$634.26 million	1.60	-$138.05 million	$1.75	19.02

FirstSun Capital Bancorp has higher earnings, but lower revenue than Eagle Bancorp. Eagle Bancorp is trading at a lower price-to-earnings ratio than FirstSun Capital Bancorp, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

FirstSun Capital Bancorp has a beta of 0.34, indicating that its stock price is 66% less volatile than the S&P 500. Comparatively, Eagle Bancorp has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of current ratings and target prices for FirstSun Capital Bancorp and Eagle Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FirstSun Capital Bancorp	1	1	3	1	2.67
Eagle Bancorp	1	2	1	1	2.40

FirstSun Capital Bancorp currently has a consensus target price of $45.50, indicating a potential upside of 16.16%. Eagle Bancorp has a consensus target price of $31.00, indicating a potential downside of 6.85%. Given FirstSun Capital Bancorp’s stronger consensus rating and higher probable upside, research analysts plainly believe FirstSun Capital Bancorp is more favorable than Eagle Bancorp.

Summary

FirstSun Capital Bancorp beats Eagle Bancorp on 10 of the 14 factors compared between the two stocks.

About FirstSun Capital Bancorp

FirstSun Capital Bancorp engages in the provision of commercial banking services. It operates through the following segments: Banking, Mortgage Operations, and Corporate. The Banking segment consists of loans and provides deposits and fee-based services to consumer, business, and mortgage lending customers. The Mortgage Operations segment originates, sells, services, and manages market risk from changes in interest rates on one-to-four family residential mortgage loans to sell and hold. The company is founded on November 9, 1981 headquartered in Denver, CO.

About Eagle Bancorp

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; checking and saving accounts; and other deposit services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program; and treasury management services. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, and non-profit organizations and associations, as well as investors. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.