Eagle Bancorp (NASDAQ:EGBN) Reaches New 1-Year High Following Strong Earnings

Shares of Eagle Bancorp, Inc. (NASDAQ:EGBN) hit a new 52-week high on Thursday following a better than expected earnings announcement. The company traded as high as $29.26 and last traded at $28.06, with a volume of 623830 shares traded. The stock had previously closed at $24.03.

The financial services provider reported $0.25 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of ($0.12) by $0.37. Eagle Bancorp had a negative return on equity of 10.07% and a negative net margin of 18.65%.The company had revenue of $80.50 million for the quarter, compared to analyst estimates of $67.81 million.

Eagle Bancorp Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Friday, February 13th. Shareholders of record on Monday, February 2nd will be paid a dividend of $0.01 per share. The ex-dividend date of this dividend is Monday, February 2nd. This represents a $0.04 dividend on an annualized basis and a yield of 0.1%. Eagle Bancorp’s dividend payout ratio is currently -1.01%.

Trending Headlines about Eagle Bancorp

Here are the key news stories impacting Eagle Bancorp this week:

• Positive Sentiment: Q4 surprise — Eagle reported EPS of $0.25 versus consensus of (?$0.12) and revenue of $80.5M vs. estimates of ~$67.8M, a beat that triggered the share move higher. Eagle Bancorp shares jump after surprise profit, revenue beat
• Positive Sentiment: Return to profitability and lower credit provision — Net income was $7.6M in Q4, driven by a $97.7M reduction in provision expense versus the prior quarter; management emphasized continued asset dispositions and credit-quality improvement. Eagle Bancorp Announces Fourth Quarter 2025 Results and Cash Dividend
• Positive Sentiment: Dividend reinstated (small) — Board declared a $0.01/share quarterly cash dividend payable Feb 13 (record Feb 2); small yield (~0.2%) but signals management willingness to return capital. Eagle Bancorp Announces Fourth Quarter 2025 Results and Cash Dividend
• Neutral Sentiment: Analyst/coverage notes and snapshots — Multiple outlets (Zacks, CTPost) have run earnings recaps and metric comparisons; useful for detail but no new guidance was provided. Compared to Estimates, Eagle Bancorp (EGBN) Q4 Earnings: A Look at Key Metrics
• Neutral Sentiment: Conference call/webcast scheduled — Management held an earnings call and posted the slide deck; listen for color on asset dispositions, funding mix and timing of planned HFS sales. EGBN Q4 2025 Webcast
• Negative Sentiment: Rising noninterest expense and efficiency pressure — Noninterest expense rose ~$17.9M (disposition costs, HFS valuation adjustments) and the efficiency ratio widened to ~74.3%, which dents pre-provision profitability. QuiverQuant Q4 Summary
• Negative Sentiment: Funding and margin headwinds — Total deposits fell ~$0.3B from the prior quarter and net interest margin declined to 2.38%; continued deposit outflows or margin pressure would limit sustainable earnings improvement. Eagle Bancorp Announces Fourth Quarter 2025 Results and Cash Dividend

Analyst Upgrades and Downgrades

Several equities research analysts recently commented on EGBN shares. Piper Sandler reduced their price target on shares of Eagle Bancorp from $22.00 to $19.00 and set a “neutral” rating for the company in a research report on Monday, October 27th. Zacks Research upgraded Eagle Bancorp from a “strong sell” rating to a “hold” rating in a report on Wednesday, December 3rd. Finally, Weiss Ratings reaffirmed a “sell (d)” rating on shares of Eagle Bancorp in a research report on Wednesday, October 8th. One research analyst has rated the stock with a Buy rating, four have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and a consensus target price of $21.25.

Insiders Place Their Bets

In other news, CFO Eric R. Newell acquired 3,050 shares of Eagle Bancorp stock in a transaction that occurred on Friday, November 14th. The stock was purchased at an average price of $16.55 per share, with a total value of $50,477.50. Following the completion of the transaction, the chief financial officer owned 33,615 shares in the company, valued at approximately $556,328.25. This trade represents a 9.98% increase in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which can be accessed through this hyperlink. Also, Director Louis P. Jr. Mathews bought 1,500 shares of the company’s stock in a transaction on Friday, November 21st. The stock was purchased at an average cost of $17.20 per share, for a total transaction of $25,800.00. Following the completion of the transaction, the director owned 10,157 shares in the company, valued at approximately $174,700.40. The trade was a 17.33% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. Insiders have acquired a total of 6,050 shares of company stock valued at $101,538 in the last three months. Company insiders own 3.39% of the company’s stock.

Institutional Investors Weigh In On Eagle Bancorp

Several institutional investors have recently made changes to their positions in EGBN. SG Americas Securities LLC increased its holdings in Eagle Bancorp by 48.9% in the fourth quarter. SG Americas Securities LLC now owns 30,384 shares of the financial services provider’s stock worth $651,000 after buying an additional 9,976 shares during the last quarter. GAMMA Investing LLC grew its position in Eagle Bancorp by 204.0% in the fourth quarter. GAMMA Investing LLC now owns 6,590 shares of the financial services provider’s stock worth $141,000 after acquiring an additional 4,422 shares in the last quarter. JPMorgan Chase & Co. grew its position in Eagle Bancorp by 851.2% in the third quarter. JPMorgan Chase & Co. now owns 143,480 shares of the financial services provider’s stock worth $2,901,000 after acquiring an additional 128,396 shares in the last quarter. Caxton Associates LLP increased its stake in shares of Eagle Bancorp by 69.8% during the 3rd quarter. Caxton Associates LLP now owns 67,285 shares of the financial services provider’s stock worth $1,361,000 after purchasing an additional 27,655 shares during the last quarter. Finally, Verition Fund Management LLC raised its holdings in shares of Eagle Bancorp by 50.3% during the 3rd quarter. Verition Fund Management LLC now owns 81,057 shares of the financial services provider’s stock valued at $1,639,000 after purchasing an additional 27,135 shares in the last quarter. 78.03% of the stock is currently owned by institutional investors and hedge funds.

Eagle Bancorp Stock Performance

The company has a debt-to-equity ratio of 0.07, a quick ratio of 0.84 and a current ratio of 0.86. The firm’s 50 day moving average is $20.55 and its 200-day moving average is $19.59. The firm has a market cap of $861.45 million, a price-to-earnings ratio of -7.16 and a beta of 1.02.

Eagle Bancorp Company Profile

Eagle Bancorp, Inc is the bank holding company for EagleBank, a commercial bank headquartered in Bethesda, Maryland. Since its founding in 1998, the company has focused on serving businesses and consumers in the Washington, DC metropolitan area. EagleBank operates a network of full-service branches and commercial banking centers, providing personalized financial solutions to corporate, nonprofit, real estate and individual clients.

The company’s product portfolio includes commercial real estate lending, construction and land development financing, small business administration (SBA) loans, commercial and industrial credit facilities, and residential mortgage loans.