Critical Survey: CBL International (NASDAQ:BANL) versus U-Haul (NYSE:UHAL)

CBL International (NASDAQ:BANL) and U-Haul (NYSE:UHAL) are both transportation companies, but which is the superior investment? We will compare the two companies based on the strength of their valuation, profitability, dividends, analyst recommendations, earnings, institutional ownership and risk.

Volatility and Risk

CBL International has a beta of -1.25, indicating that its share price is 225% less volatile than the S&P 500. Comparatively, U-Haul has a beta of 1.11, indicating that its share price is 11% more volatile than the S&P 500.

Insider and Institutional Ownership

0.1% of CBL International shares are owned by institutional investors. Comparatively, 3.6% of U-Haul shares are owned by institutional investors. 43.6% of U-Haul shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Valuation and Earnings

This table compares CBL International and U-Haul”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CBL International	$538.49 million	0.03	-$2.97 million	N/A	N/A
U-Haul	$5.83 billion	1.80	$367.09 million	$0.48	111.54

U-Haul has higher revenue and earnings than CBL International.

Analyst Ratings

This is a summary of recent ratings and recommmendations for CBL International and U-Haul, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CBL International	1	0	0	0	1.00
U-Haul	1	1	0	1	2.33

U-Haul has a consensus target price of $80.00, suggesting a potential upside of 49.43%. Given U-Haul’s stronger consensus rating and higher probable upside, analysts plainly believe U-Haul is more favorable than CBL International.

Profitability

This table compares CBL International and U-Haul’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CBL International	N/A	N/A	N/A
U-Haul	2.14%	1.64%	0.61%

Summary

U-Haul beats CBL International on 12 of the 12 factors compared between the two stocks.

About CBL International

CBL International Limited, a marine fuel logistics company, provides vessel refueling solutions in Malaysia, Hong Kong, China, South Korea, Singapore, and internationally. It facilitates vessel refueling between ship operators and local physical distributors/traders by purchasing marine fuel, including both fossil fuel and alternative fuel. The company’s services to its customers include vessel refueling options available at ports; arranges vessel refueling activities and local physical delivery of marine fuel; and coordinates vessel refueling schedule. It also offers trade credit; handles unforeseeable circumstances and provides contingency solutions; fulfills special requests related to vessel refueling; and handles disputes relates to quality and quantity issues on marine fuel. The company was founded in 2015 and is headquartered in Kuala Lumpur, Malaysia. CBL International Limited operates as a subsidiary of CBL (Asia) Limited.

About U-Haul

AMERCO operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. The company’s Moving and Storage segment rents trucks, trailers, portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. It also provides uhaul.com, an online marketplace that connects consumers to independent Moving Help service providers and independent self-storage affiliates; auto transport and tow dolly options to transport vehicles; and specialty boxes for dishes, computers, and sensitive electronic equipment, as well as tapes, security locks, and packing supplies. This segment rents its products and services through a network of approximately 2,065 company operated retail moving stores and 20,100 independent U-Haul dealers. As of March 31, 2020, it had a rental fleet of approximately 176,000 trucks, 127,000 trailers, and 41,000 towing devices; and 1,745 self-storage locations with approximately 774,000 rentable storage units. The company’s Property and Casualty Insurance segment offers loss adjusting and claims handling services. It also provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage customers from loss on their goods in storage; Safestor Mobile, which protects customers stored belongings; and Safemove Plus, which provides rental customers with a layer of primary liability protection. The company’s Life Insurance segment provides life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, medicare supplement, and annuity policies. AMERCO was founded in 1945 and is based in Reno, Nevada.