CNB Financial (NASDAQ:CCNE – Get Free Report) and NatWest Group (OTCMKTS:RBSPF – Get Free Report) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their dividends, risk, institutional ownership, analyst recommendations, earnings, valuation and profitability.
Profitability
This table compares CNB Financial and NatWest Group’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| CNB Financial | 19.37% | 12.85% | 1.26% |
| NatWest Group | 20.10% | 14.01% | 0.82% |
Valuation and Earnings
This table compares CNB Financial and NatWest Group”s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| CNB Financial | $432.51 million | 2.34 | $66.13 million | $3.11 | 10.96 |
| NatWest Group | $38.91 billion | 1.82 | $7.69 billion | $1.00 | 8.82 |
NatWest Group has higher revenue and earnings than CNB Financial. NatWest Group is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.
Analyst Recommendations
This is a breakdown of current ratings and recommmendations for CNB Financial and NatWest Group, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| CNB Financial | 0 | 2 | 4 | 1 | 2.86 |
| NatWest Group | 0 | 0 | 1 | 0 | 3.00 |
CNB Financial currently has a consensus price target of $37.00, suggesting a potential upside of 8.50%. Given CNB Financial’s higher possible upside, equities research analysts plainly believe CNB Financial is more favorable than NatWest Group.
Insider and Institutional Ownership
52.3% of CNB Financial shares are owned by institutional investors. 2.9% of CNB Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Risk & Volatility
CNB Financial has a beta of 0.62, meaning that its stock price is 38% less volatile than the S&P 500. Comparatively, NatWest Group has a beta of 0.95, meaning that its stock price is 5% less volatile than the S&P 500.
Summary
CNB Financial beats NatWest Group on 9 of the 15 factors compared between the two stocks.
About CNB Financial
CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides private banking; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.
About NatWest Group
NatWest Group plc, together with its subsidiaries, provides banking and financial products and services to personal, commercial, corporate, and institutional customers in the United Kingdom and internationally. It operates through Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. The Private Banking segment provides private banking and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment offers banking and financial solutions to large corporate organisations, multi-nationals, and financial institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.
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