Critical Comparison: Inter & Co. Inc. (INTR) versus Its Peers

Inter & Co. Inc. (NASDAQ:INTR) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its competitors? We will compare Inter & Co. Inc. to similar companies based on the strength of its earnings, institutional ownership, dividends, profitability, analyst recommendations, valuation and risk.

Profitability

This table compares Inter & Co. Inc. and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Inter & Co. Inc.	11.23%	14.94%	1.57%
Inter & Co. Inc. Competitors	15.64%	9.43%	0.93%

Valuation and Earnings

This table compares Inter & Co. Inc. and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Inter & Co. Inc.	$1.93 billion	$235.05 million	5.83
Inter & Co. Inc. Competitors	$37.92 billion	$2.42 billion	17.46

Inter & Co. Inc.’s competitors have higher revenue and earnings than Inter & Co. Inc.. Inter & Co. Inc. is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Insider & Institutional Ownership

22.9% of Inter & Co. Inc. shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 9.8% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Volatility & Risk

Inter & Co. Inc. has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500. Comparatively, Inter & Co. Inc.’s competitors have a beta of 0.61, indicating that their average share price is 39% less volatile than the S&P 500.

Dividends

Inter & Co. Inc. pays an annual dividend of $0.11 per share and has a dividend yield of 2.9%. Inter & Co. Inc. pays out 16.7% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.1% and pay out 28.9% of their earnings in the form of a dividend.

Analyst Recommendations

This is a summary of current recommendations and price targets for Inter & Co. Inc. and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Inter & Co. Inc.	1	3	3	0	2.29
Inter & Co. Inc. Competitors	7470	30199	27764	1466	2.35

Inter & Co. Inc. currently has a consensus target price of $9.30, indicating a potential upside of 141.87%. As a group, “Banks” companies have a potential upside of 14.09%. Given Inter & Co. Inc.’s higher possible upside, analysts clearly believe Inter & Co. Inc. is more favorable than its competitors.

Summary

Inter & Co. Inc. competitors beat Inter & Co. Inc. on 9 of the 15 factors compared.

Inter & Co. Inc. Company Profile

Inter & Co., Inc. Is a holding company, which engages in the provision of financial products and services. It operates through the following segments: Banking, Securities, Insurance Brokerage, Marketplace, Asset Management, Service, and Other. The Banking segment offers checking accounts cards, deposits, loans and advances, and other services through mobile application. The Securities segment is involved in the acquisition, sale and custody of securities, the structuring and distribution of securities in the capital market, and the provision of administration services to investment funds. The Insurance Brokerage segment includes insurance products underwritten by insurance companies, such as warranties, life, property and automobile insurance, and pension products, as well as consortium products provided by a third party. The Marketplace segment operates a digital platform, which offers goods and services to its customers. The Asset Management segment is composed of the operations related to the management of fund portfolios and other assets. The Service segment consists of collection and management of personal information, development and licensing of customized computer programs, development and licensing of non-customized computer programs and technical support, maintenance, and other information technology services. The company was founded on January 26, 2021 and is headquartered in Belo Horizonte, Brazil.