PRA Group (NASDAQ:PRAA – Get Free Report) and Coinbase Global (NASDAQ:COIN – Get Free Report) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, risk, valuation, profitability and earnings.
Profitability
This table compares PRA Group and Coinbase Global’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| PRA Group | -22.51% | 13.19% | 2.85% |
| Coinbase Global | 12.20% | 4.06% | 2.05% |
Analyst Recommendations
This is a breakdown of recent recommendations and price targets for PRA Group and Coinbase Global, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| PRA Group | 1 | 3 | 1 | 0 | 2.00 |
| Coinbase Global | 4 | 10 | 19 | 0 | 2.45 |
Valuation & Earnings
This table compares PRA Group and Coinbase Global”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| PRA Group | $1.20 billion | 0.47 | -$305.14 million | ($7.16) | -2.08 |
| Coinbase Global | $7.18 billion | 6.83 | $1.26 billion | $2.66 | 70.03 |
Coinbase Global has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Coinbase Global, indicating that it is currently the more affordable of the two stocks.
Risk & Volatility
PRA Group has a beta of 1.26, suggesting that its stock price is 26% more volatile than the S&P 500. Comparatively, Coinbase Global has a beta of 3.38, suggesting that its stock price is 238% more volatile than the S&P 500.
Insider & Institutional Ownership
97.2% of PRA Group shares are held by institutional investors. Comparatively, 68.8% of Coinbase Global shares are held by institutional investors. 2.0% of PRA Group shares are held by company insiders. Comparatively, 16.7% of Coinbase Global shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Summary
Coinbase Global beats PRA Group on 10 of the 14 factors compared between the two stocks.
About PRA Group
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit card accounts, private label and other credit card accounts, personal loans, automobile loans, and small business loans from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.
About Coinbase Global
Coinbase Global, Inc. provides financial infrastructure and technology for the crypto economy in the United States and internationally. The company offers the primary financial account in the crypto economy for consumers; and a marketplace with a pool of liquidity for transacting in crypto assets for institutions. It also provides technology and services that enable developers to build crypto products and securely accept crypto assets as payment. The company was founded in 2012 and is based in Wilmington, Delaware.
Receive News & Ratings for PRA Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for PRA Group and related companies with MarketBeat.com's FREE daily email newsletter.
