Contrasting Kentucky First Federal Bancorp (NASDAQ:KFFB) & Beverly Hills Bancorp (OTCMKTS:BHBCQ)

Kentucky First Federal Bancorp (NASDAQ:KFFB) and Beverly Hills Bancorp (OTCMKTS:BHBCQ) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, risk, earnings, dividends and valuation.

Insider and Institutional Ownership

3.2% of Kentucky First Federal Bancorp shares are owned by institutional investors. 3.9% of Kentucky First Federal Bancorp shares are owned by company insiders. Comparatively, 13.0% of Beverly Hills Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Kentucky First Federal Bancorp and Beverly Hills Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Kentucky First Federal Bancorp	4.04%	1.71%	0.22%
Beverly Hills Bancorp	N/A	N/A	N/A

Earnings & Valuation

This table compares Kentucky First Federal Bancorp and Beverly Hills Bancorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kentucky First Federal Bancorp	$19.74 million	1.82	$180,000.00	$0.10	44.30
Beverly Hills Bancorp	N/A	N/A	N/A	N/A	N/A

Kentucky First Federal Bancorp has higher revenue and earnings than Beverly Hills Bancorp.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Kentucky First Federal Bancorp and Beverly Hills Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kentucky First Federal Bancorp	0	1	0	0	2.00
Beverly Hills Bancorp	0	0	0	0	0.00

Given Beverly Hills Bancorp’s higher possible upside, analysts plainly believe Beverly Hills Bancorp is more favorable than Kentucky First Federal Bancorp.

Summary

Kentucky First Federal Bancorp beats Beverly Hills Bancorp on 6 of the 8 factors compared between the two stocks.

About Kentucky First Federal Bancorp

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. that provide various banking products and services in Kentucky. It accepts deposit products include passbook savings and certificate accounts, checking accounts, and individual retirement accounts. The company's loan portfolio comprises one-to four-family residential mortgage loans; construction loans; mortgage loans secured by multi-family property; nonresidential loans that are secured by commercial office buildings, churches, and properties used for other purposes; commercial non-mortgage loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured or personal loans. It also invests in mortgage-backed securities. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.

About Beverly Hills Bancorp

Beverly Hills Bancorp Inc. is a financial holding company and conducts its banking and lending operations through its primary subsidiary, First Bank of Beverly Hills. The Bank focuses on niche products, including the origination and acquisition of commercial and multi-family real estate loans. The Bank's principal funding sources consist of certificates of deposits generated through independent brokers and its money desk, borrowings from the Federal Home Loan Bank of San Francisco and repurchase agreements with major investment banks. The Bank is a California state-chartered commercial bank and is regulated by the Federal Deposit Insurance Corporation.Beverly Hills Bancorp's common stock is traded on the Nasdaq National Market under the trading symbol "BHBC".