Contrasting Currenc Group (NASDAQ:CURR) and Scienjoy (NASDAQ:SJ)

Scienjoy (NASDAQ:SJ) and Currenc Group (NASDAQ:CURR) are both small-cap services companies, but which is the superior investment? We will compare the two businesses based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

Profitability

This table compares Scienjoy and Currenc Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scienjoy	0.86%	0.95%	0.80%
Currenc Group	-102.10%	N/A	-39.14%

Volatility & Risk

Scienjoy has a beta of 1.28, suggesting that its share price is 28% more volatile than the S&P 500. Comparatively, Currenc Group has a beta of -0.13, suggesting that its share price is 113% less volatile than the S&P 500.

Earnings & Valuation

This table compares Scienjoy and Currenc Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scienjoy	$186.78 million	0.15	$5.44 million	$0.04	18.50
Currenc Group	$46.44 million	1.68	-$39.47 million	($1.06)	-1.58

Scienjoy has higher revenue and earnings than Currenc Group. Currenc Group is trading at a lower price-to-earnings ratio than Scienjoy, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

0.3% of Scienjoy shares are owned by institutional investors. Comparatively, 56.0% of Currenc Group shares are owned by institutional investors. 33.6% of Scienjoy shares are owned by insiders. Comparatively, 43.3% of Currenc Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations for Scienjoy and Currenc Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scienjoy	0	0	0	0	0.00
Currenc Group	0	0	1	1	3.50

Currenc Group has a consensus target price of $3.50, suggesting a potential upside of 108.33%. Given Currenc Group’s stronger consensus rating and higher probable upside, analysts clearly believe Currenc Group is more favorable than Scienjoy.

Summary

Scienjoy beats Currenc Group on 8 of the 15 factors compared between the two stocks.

About Scienjoy

Scienjoy Holding Corporation provides mobile live streaming platforms in the People's Republic of China. The company focuses on interactive show live streaming from broadcasters to users. Its platforms enable users to view and interact with broadcasters through online chat, virtual items, and playing games. The company operates live streaming platforms under the Showself Live Streaming, Lehai Live Streaming, Haixiu Live Streaming, BeeLive Live Streaming, and Hongle Live Streaming names. It also offers technical development and advisory services. The company was founded in 2011 and is based in Hangzhou City, the People's Republic of China.

About Currenc Group

Currenc Group, Inc. engages in operating a fintech banking platform. It operates through the following segments: Remittance Services, Sales of Airtime, and Other Services. The company is headquartered in Singapore.