Civista Bancshares, Inc. (CIVB) To Go Ex-Dividend on February 10th

Civista Bancshares, Inc. (NASDAQ:CIVB) announced a quarterly dividend on Wednesday, January 28th. Shareholders of record on Tuesday, February 10th will be paid a dividend of 0.18 per share by the bank on Tuesday, February 24th. This represents a c) dividend on an annualized basis and a yield of 2.9%. The ex-dividend date is Tuesday, February 10th. This is a 5.9% increase from Civista Bancshares’s previous quarterly dividend of $0.17.

Civista Bancshares has raised its dividend by an average of 0.1%per year over the last three years and has raised its dividend every year for the last 4 years. Civista Bancshares has a payout ratio of 24.3% meaning its dividend is sufficiently covered by earnings. Equities analysts expect Civista Bancshares to earn $2.60 per share next year, which means the company should continue to be able to cover its $0.72 annual dividend with an expected future payout ratio of 27.7%.

Civista Bancshares Price Performance

Shares of NASDAQ:CIVB opened at $24.63 on Friday. Civista Bancshares has a twelve month low of $17.47 and a twelve month high of $25.59. The stock’s 50 day moving average is $23.03 and its 200-day moving average is $21.60. The company has a quick ratio of 0.96, a current ratio of 0.96 and a debt-to-equity ratio of 0.69. The firm has a market capitalization of $475.68 million, a price-to-earnings ratio of 9.19 and a beta of 0.70.

Civista Bancshares (NASDAQ:CIVB) last posted its quarterly earnings results on Thursday, January 29th. The bank reported $0.75 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.61 by $0.14. The business had revenue of $46.34 million during the quarter, compared to the consensus estimate of $45.43 million. Civista Bancshares had a net margin of 17.42% and a return on equity of 10.20%. Sell-side analysts forecast that Civista Bancshares will post 2.28 EPS for the current fiscal year.

Key Stories Impacting Civista Bancshares

Here are the key news stories impacting Civista Bancshares this week:

• Positive Sentiment: Q4 results beat consensus — management cited stronger-than-expected income and revenue; reported EPS topped Street estimates and revenue exceeded forecasts, supporting upside to near-term earnings expectations. CIVB Q4 2025 Earnings Highlights
• Positive Sentiment: Management guidance and outlook are constructive — Civista signaled mid-single-digit loan growth and expanding net interest margin in 2026 as it integrates the Farmers Savings Bank acquisition, which supports revenue and NIM expansion expectations. Guidance & NIM Expansion Article
• Positive Sentiment: Acquisition closed — the Farmers Savings Bank deal closed, adding roughly $268.1M in assets, $106.2M in loans and $236.1M in deposits, materially boosting scale and deposit funding. This supports revenue and deposit diversity going forward. PR Newswire: Q4 Results & FSB Acquisition
• Positive Sentiment: Dividend increase — board raised the quarterly dividend to $0.18 (annualized yield ~3.0%), up ~5.9%, signaling confidence in cash flow and capital position. This makes the stock more attractive to income investors. Dividend Boost Article
• Neutral Sentiment: Analyst consensus remains cautious — brokerages give an average “Hold” rating, indicating limited near-term analyst-driven upside despite the beat. Investors should watch for rating changes after the call. Analyst Ratings Article
• Neutral Sentiment: Earnings detail & transcript available — full call transcript and earnings snapshots provide color on credit quality, cost integration and capital plans; useful for modeling 2026 earnings and merger synergies. Earnings Call Transcript
• Neutral Sentiment: Short-interest reporting appears anomalous — recent data shows 0 reported short shares (likely a reporting quirk), so short-interest is not a meaningful signal at present. Earnings Snapshot

Civista Bancshares Company Profile

Civista Bancshares, Inc is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions.

Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand.