Chime Financial (NASDAQ:CHYM) Stock Price Expected to Rise, Keefe, Bruyette & Woods Analyst Says

Chime Financial (NASDAQ:CHYM) had its price objective upped by equities researchers at Keefe, Bruyette & Woods from $30.00 to $35.00 in a research note issued to investors on Thursday,Benzinga reports. The brokerage presently has an “outperform” rating on the stock. Keefe, Bruyette & Woods’ price objective suggests a potential upside of 35.03% from the company’s previous close.

Other equities analysts have also recently issued reports about the company. Wolfe Research reaffirmed an “outperform” rating and set a $32.00 price objective on shares of Chime Financial in a report on Thursday. Compass Point raised Chime Financial from a “neutral” rating to a “buy” rating and lowered their target price for the company from $33.00 to $27.00 in a report on Monday, April 13th. Freedom Capital upgraded Chime Financial to a “strong-buy” rating in a research report on Thursday, July 23rd. Barclays began coverage on Chime Financial in a research note on Wednesday, July 8th. They set an “overweight” rating and a $26.00 price target for the company. Finally, The Goldman Sachs Group boosted their price objective on shares of Chime Financial from $26.00 to $33.00 and gave the stock a “buy” rating in a research report on Thursday. Four investment analysts have rated the stock with a Strong Buy rating, twelve have given a Buy rating, three have issued a Hold rating and one has issued a Sell rating to the stock. According to MarketBeat.com, Chime Financial presently has a consensus rating of “Moderate Buy” and a consensus target price of $29.76.

Chime Financial Trading Up 3.9%

CHYM stock opened at $25.92 on Thursday. The company has a market cap of $9.88 billion, a P/E ratio of -3.49 and a beta of 0.31. Chime Financial has a 52 week low of $15.88 and a 52 week high of $33.99. The company’s 50-day moving average price is $20.05 and its 200 day moving average price is $20.74.

Chime Financial (NASDAQ:CHYM) last announced its quarterly earnings results on Wednesday, August 5th. The company reported $0.07 EPS for the quarter, topping the consensus estimate of ($0.01) by $0.08. The business had revenue of $669.77 million for the quarter. Chime Financial had a negative return on equity of 67.86% and a negative net margin of 41.87%.Chime Financial’s revenue was up 26.8% compared to the same quarter last year. During the same period last year, the firm earned ($7.29) EPS. On average, equities research analysts expect that Chime Financial will post 0.3 earnings per share for the current year.

Insiders Place Their Bets

In related news, CAO Amine Asmerom sold 10,000 shares of Chime Financial stock in a transaction on Tuesday, August 4th. The stock was sold at an average price of $25.00, for a total value of $250,000.00. Following the transaction, the chief accounting officer owned 226,946 shares in the company, valued at approximately $5,673,650. This trade represents a 4.22% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, General Counsel Adam B. Frankel sold 3,000 shares of the business’s stock in a transaction dated Monday, June 15th. The shares were sold at an average price of $17.50, for a total value of $52,500.00. Following the sale, the general counsel directly owned 303,795 shares of the company’s stock, valued at approximately $5,316,412.50. This trade represents a 0.98% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders sold 16,000 shares of company stock worth $356,500 in the last quarter. 12.30% of the stock is owned by insiders.

Hedge Funds Weigh In On Chime Financial

A number of institutional investors have recently made changes to their positions in the business. AMS Capital Ltda bought a new position in shares of Chime Financial in the first quarter valued at $3,439,000. Transcend Capital Advisors LLC acquired a new position in shares of Chime Financial in the 4th quarter worth $1,286,000. Farther Finance Advisors LLC raised its position in shares of Chime Financial by 2,794.6% during the fourth quarter. Farther Finance Advisors LLC now owns 72,366 shares of the company’s stock worth $1,821,000 after purchasing an additional 69,866 shares during the period. Baxter Bros Inc. purchased a new stake in shares of Chime Financial during the fourth quarter valued at $2,799,000. Finally, Arrowstreet Capital Limited Partnership boosted its position in shares of Chime Financial by 2,720.3% in the 1st quarter. Arrowstreet Capital Limited Partnership now owns 2,756,555 shares of the company’s stock valued at $51,630,000 after purchasing an additional 2,658,816 shares during the period.

Key Chime Financial News

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Chime reported second-quarter earnings of $0.07 per share, compared with analysts’ expected loss of $0.01 and a loss of $7.29 in the year-ago period. Revenue increased 26.8% year over year to $669.77 million, while the company delivered a second consecutive quarter of GAAP profitability. Chime Reports Second Quarter 2026 Financial Results
• Positive Sentiment: Management issued third-quarter revenue guidance of $680 million to $690 million, above the $669.5 million consensus estimate. The outlook suggests demand is holding up and growth may continue accelerating. Chime Q2 Earnings Metrics
• Positive Sentiment: Chime raised its 2026 revenue-growth forecast, citing robust demand for its digital banking products. Chime Prime, liquidity products, direct-deposit relationships, and new employer partnerships are supporting expansion into lending and additional financial services. Chime Lifts 2026 Revenue Forecast
• Neutral Sentiment: Chief Accounting Officer Amine Asmerom sold 10,000 shares worth $250,000 under a pre-arranged Rule 10b5-1 trading plan. The sale reduced his holdings by 4.22%, but its planned nature limits the bearish interpretation.
• Neutral Sentiment: Unusually heavy options volume indicates elevated investor interest following the earnings release, but it does not provide a clear directional signal. Unusually Large Options Volume
• Negative Sentiment: Longtime Chief Financial Officer Matt Newcomb is stepping down. Although the operating outlook remains strong, the leadership transition could create uncertainty for investors.

About Chime Financial

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.