Charles Schwab (NYSE:SCHW) Releases FY 2026 Earnings Guidance

Charles Schwab (NYSE:SCHW) issued an update on its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share guidance of 5.700-5.800 for the period, compared to the consensus earnings per share estimate of 5.370. The company issued revenue guidance of $26.2 billion-$26.4 billion, compared to the consensus revenue estimate of $25.5 billion.

Charles Schwab Trading Up 0.8%

Shares of NYSE SCHW traded up $0.85 during midday trading on Wednesday, hitting $101.84. The stock had a trading volume of 17,877,212 shares, compared to its average volume of 6,110,030. The firm has a market cap of $180.96 billion, a P/E ratio of 23.85, a price-to-earnings-growth ratio of 0.69 and a beta of 0.94. Charles Schwab has a fifty-two week low of $65.88 and a fifty-two week high of $104.98. The company has a debt-to-equity ratio of 0.47, a current ratio of 0.58 and a quick ratio of 0.58. The company’s 50-day simple moving average is $97.50 and its 200 day simple moving average is $95.75.

Charles Schwab (NYSE:SCHW) last issued its quarterly earnings results on Wednesday, January 21st. The financial services provider reported $1.39 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.32 by $0.07. The business had revenue of $6.34 billion for the quarter, compared to analyst estimates of $6.19 billion. Charles Schwab had a return on equity of 21.02% and a net margin of 35.93%.The firm’s revenue for the quarter was up 18.9% compared to the same quarter last year. During the same quarter in the prior year, the firm posted $1.01 earnings per share. Charles Schwab has set its FY 2026 guidance at 5.700-5.800 EPS. Research analysts anticipate that Charles Schwab will post 4.22 EPS for the current year.

Charles Schwab Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Friday, November 28th. Stockholders of record on Friday, November 14th were given a dividend of $0.27 per share. The ex-dividend date was Friday, November 14th. This represents a $1.08 annualized dividend and a dividend yield of 1.1%. Charles Schwab’s payout ratio is currently 25.29%.

Analyst Ratings Changes

Several equities analysts recently weighed in on SCHW shares. JMP Securities restated a “market outperform” rating and issued a $110.00 price objective on shares of Charles Schwab in a report on Friday, October 17th. Wolfe Research set a $120.00 target price on shares of Charles Schwab in a research report on Monday, January 12th. Barclays raised their price target on Charles Schwab from $111.00 to $120.00 and gave the stock an “overweight” rating in a research report on Thursday, January 8th. Bank of America lifted their price objective on Charles Schwab from $88.00 to $91.00 and gave the stock an “underperform” rating in a research note on Wednesday, December 10th. Finally, The Goldman Sachs Group reissued a “buy” rating and issued a $114.00 target price on shares of Charles Schwab in a research note on Friday, October 17th. One analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating, five have given a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $114.45.

Insider Buying and Selling

In other Charles Schwab news, insider Jonathan S. Beatty sold 2,000 shares of the business’s stock in a transaction dated Tuesday, December 23rd. The stock was sold at an average price of $102.01, for a total value of $204,020.00. Following the completion of the transaction, the insider directly owned 11,923 shares of the company’s stock, valued at approximately $1,216,265.23. The trade was a 14.36% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders own 6.30% of the company’s stock.

Key Stories Impacting Charles Schwab

Here are the key news stories impacting Charles Schwab this week:

• Positive Sentiment: Q4 results: Schwab posted EPS of $1.39 and revenue of $6.34B (y/y revenue +18.9%), with record quarterly net income — results underpin earnings beat and support the rally. Schwab Reports Record 4Q and Full Year 2025 Results
• Positive Sentiment: Client activity and scale: Schwab hit $11.9T in client assets and reported a ~31% jump in trading volumes, helping boost interest income and trading revenue. Charles Schwab Hits $11.9 Trillion In Assets, Trading Volumes Jump 31%
• Positive Sentiment: Business growth initiative: Schwab plans to expand lending capabilities to RIAs (advisors), a strategic growth lever that could deepen client relationships and increase fee/credit revenues over time. Schwab Plans to Ramp Up, Expand RIA Lending Capabilities
• Neutral Sentiment: Management color: CEO interviews and the winter business update elaborate on client engagement and strategy — useful for modeling longer-term revenue mix but no immediate financial surprises. Charles Schwab CEO on Q4 earnings
• Neutral Sentiment: Transcript & metrics: Conference call and winter update transcripts provide detail on NIR (net interest revenue), trading, and client flows — important for analysts but incremental to headline EPS. The Charles Schwab Corporation (SCHW) Discusses Business Growth, Client Engagement and Strategic Initiatives
• Negative Sentiment: Net revenue miss: Bloomberg flags that net revenue missed some analyst expectations despite a strong market year — investors concerned about sustainability of revenue beats. Schwab Net Revenue Misses Estimates Amid Strong Year for Markets
• Negative Sentiment: Rising expenses: Coverage notes higher operating costs that trimmed margins and led to intra-day share weakness for some investors — a risk to near-term profitability if costs persist. Schwab’s Q4 Earnings Beat Estimates on Trading & NIR, Shares Down

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of the company. Brighton Jones LLC boosted its holdings in shares of Charles Schwab by 380.5% in the 4th quarter. Brighton Jones LLC now owns 24,240 shares of the financial services provider’s stock valued at $1,794,000 after buying an additional 19,195 shares during the last quarter. Sivia Capital Partners LLC grew its position in shares of Charles Schwab by 21.6% in the 2nd quarter. Sivia Capital Partners LLC now owns 4,553 shares of the financial services provider’s stock valued at $415,000 after acquiring an additional 809 shares during the period. United Bank increased its stake in shares of Charles Schwab by 7.1% during the 2nd quarter. United Bank now owns 16,053 shares of the financial services provider’s stock worth $1,465,000 after purchasing an additional 1,070 shares during the last quarter. Nebula Research & Development LLC bought a new stake in shares of Charles Schwab in the 2nd quarter valued at about $552,000. Finally, Main Street Financial Solutions LLC lifted its stake in Charles Schwab by 4.7% in the 2nd quarter. Main Street Financial Solutions LLC now owns 6,828 shares of the financial services provider’s stock valued at $623,000 after purchasing an additional 305 shares during the last quarter. 84.38% of the stock is currently owned by institutional investors.

About Charles Schwab

Charles Schwab Corporation (NYSE: SCHW) is a diversified financial services firm that provides brokerage, banking, wealth management and advisory services to individual investors, independent investment advisors and institutional clients. Its primary offerings include retail brokerage accounts, online trading platforms, Schwab-branded mutual funds and exchange-traded funds (ETFs), retirement plan services, custodial services for independent Registered Investment Advisors (RIAs), and banking products through Charles Schwab Bank.