Capital One Financial (NYSE:COF) Given New $225.00 Price Target at BMO Capital Markets

Capital One Financial (NYSE:COF) had its price target increased by equities research analysts at BMO Capital Markets from $219.00 to $225.00 in a report issued on Wednesday, Benzinga reports. The brokerage currently has a “market perform” rating on the financial services provider’s stock. BMO Capital Markets’ target price would suggest a potential upside of 7.52% from the stock’s current price.

Several other research analysts have also issued reports on the company. Barclays upped their target price on Capital One Financial from $237.00 to $238.00 and gave the company an “overweight” rating in a research report on Wednesday. TD Cowen raised their price target on Capital One Financial from $242.00 to $250.00 and gave the stock a “buy” rating in a report on Wednesday. Weiss Ratings lowered Capital One Financial from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Tuesday, October 6th. Wall Street Zen lowered Capital One Financial from a “buy” rating to a “hold” rating in a research note on Sunday, August 2nd. Finally, Wolfe Research upped their price objective on shares of Capital One Financial from $255.00 to $275.00 and gave the company an “outperform” rating in a report on Tuesday, August 25th. Twenty investment analysts have rated the stock with a Buy rating and five have given a Hold rating to the company’s stock. According to data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $256.70.

Capital One Financial Stock Up 3.8%

NYSE COF traded up $7.70 on Wednesday, hitting $209.26. The stock had a trading volume of 3,128,558 shares, compared to its average volume of 4,629,088. The business’s fifty day moving average price is $207.35 and its 200 day moving average price is $200.63. The stock has a market cap of $128.38 billion, a price-to-earnings ratio of 12.95, a price-to-earnings-growth ratio of 0.96 and a beta of 1.04. The company has a debt-to-equity ratio of 0.39, a current ratio of 1.02 and a quick ratio of 1.02. Capital One Financial has a 52-week low of $174.24 and a 52-week high of $259.64.

Capital One Financial (NYSE:COF) last issued its quarterly earnings data on Tuesday, October 20th. The financial services provider reported $6.69 EPS for the quarter, beating the consensus estimate of $5.50 by $1.19. The firm had revenue of $16.31 billion during the quarter, compared to analyst estimates of $16.25 billion. Capital One Financial had a return on equity of 11.28% and a net margin of 13.37%. The business’s revenue for the quarter was up 6.4% compared to the same quarter last year. During the same quarter in the prior year, the business posted $5.95 EPS. Equities research analysts anticipate that Capital One Financial will post 20.36 earnings per share for the current year.

Insider Transactions at Capital One Financial

In other Capital One Financial news, CAO Timothy Golden sold 3,487 shares of Capital One Financial stock in a transaction dated Wednesday, July 29th. The stock was sold at an average price of $211.00, for a total transaction of $735,757.00. Following the completion of the sale, the chief accounting officer owned 7,429 shares of the company’s stock, valued at approximately $1,567,519. The trade was a 31.94% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, insider Michael Zamsky sold 5,473 shares of the business’s stock in a transaction dated Monday, August 10th. The shares were sold at an average price of $218.02, for a total value of $1,193,223.46. Following the sale, the insider owned 27,992 shares in the company, valued at approximately $6,102,815.84. The trade was a 16.35% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 37,664 shares of company stock worth $7,914,162 over the last 90 days. Insiders own 0.78% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds have recently modified their holdings of the company. Krilogy Financial LLC lifted its holdings in shares of Capital One Financial by 69.0% in the 3rd quarter. Krilogy Financial LLC now owns 25,629 shares of the financial services provider’s stock valued at $4,948,000 after buying an additional 10,464 shares during the period. Sculptor Capital LP acquired a new position in Capital One Financial during the first quarter worth $33,932,000. Swiss National Bank grew its holdings in Capital One Financial by 6.5% during the first quarter. Swiss National Bank now owns 1,865,716 shares of the financial services provider’s stock worth $340,363,000 after acquiring an additional 113,200 shares during the period. The Manufacturers Life Insurance Company purchased a new position in Capital One Financial in the second quarter worth $73,364,000. Finally, Levin Capital Strategies L.P. raised its position in Capital One Financial by 3.3% in the first quarter. Levin Capital Strategies L.P. now owns 179,757 shares of the financial services provider’s stock worth $32,793,000 after acquiring an additional 5,707 shares in the last quarter. 89.84% of the stock is owned by institutional investors and hedge funds.

More Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Q3 earnings beat estimates: Adjusted earnings reached $6.69 per share versus the $5.45–$5.50 consensus range, while revenue rose roughly 6% year over year to approximately $16.3 billion. Net income increased to $3.54 billion, supported by higher net interest and non-interest income. Capital One Beats Q3 Earnings and Revenue Estimates
• Positive Sentiment: Profitability and credit trends improved: Pre-provision earnings rose 10% to $7.5 billion, net interest margin expanded 40 basis points sequentially to 8.41%, and the provision for credit losses declined to $2.9 billion. Domestic credit-card net charge-offs also fell from the prior quarter. Capital One Climbs After Quarterly Profit Tops Expectations
• Positive Sentiment: Discover integration is progressing: Management said annualized synergies have reached approximately $1.8 billion, ahead of schedule. The company also highlighted 25% growth in Global Payment Network transaction volume and continued share repurchases. Capital One Q3 2026 Earnings Call Transcript
• Positive Sentiment: JPMorgan raised its outlook: JPMorgan increased its COF price target from $227 to $241 and assigned an “overweight” rating, signaling confidence that earnings growth and integration benefits can continue.
• Neutral Sentiment: Capital One plans to increase marketing and network investments to compete more aggressively, which could support long-term growth but add near-term expense pressure. Capital One Will Step Up Marketing to Take On Rivals
• Negative Sentiment: Some credit risks remain: Domestic card delinquencies of 30 days or more increased to 3.74% from 3.39% in the prior quarter, warranting monitoring despite lower charge-offs.
• Negative Sentiment: Insiders have reported multiple sales and no open-market purchases over the past six months. Several transactions were conducted under pre-arranged Rule 10b5-1 plans, limiting their signaling value, but the activity may weigh modestly on sentiment. Capital One Insider Sales

About Capital One Financial

Capital One Financial Corporation is a diversified financial services company headquartered in McLean, Virginia. Founded in 1994, the company operates as a bank holding company through Capital One, N.A., providing financial products and services to consumers, small businesses and commercial customers.

Capital One is best known for its credit card business, which offers a range of consumer and business cards. Its other activities include consumer banking products such as checking and savings accounts, auto loans and retail banking services, as well as commercial banking services for businesses and institutions.

The company primarily serves customers in the United States through digital channels, branches and other distribution networks.