Bay Commercial Bank (BCML) Set to Post Earnings on Thursday

Bay Commercial Bank (NASDAQ:BCML) will likely be posting its Q3 2026 results after the market closes on Thursday, October 22nd. Analysts expect the company to announce earnings of $0.5580 per share and revenue of $26.08 million for the quarter. Interested persons are encouraged to explore the company’s upcoming Q3 2026 earnings report for the latest details on the call scheduled for Thursday, October 29, 2026 at 3:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML) last issued its quarterly earnings data on Thursday, July 23rd. The company reported ($0.64) EPS for the quarter, missing the consensus estimate of $0.64 by ($1.28). The company had revenue of $1.49 million during the quarter, compared to analysts’ expectations of $26.30 million. Bay Commercial Bank had a return on equity of 6.98% and a net margin of 9.20%. On average, analysts expect Bay Commercial Bank to post $2.14 EPS for the current fiscal year and $2.41 EPS for the next fiscal year.

Bay Commercial Bank Price Performance

BCML opened at $31.02 on Tuesday. The company has a debt-to-equity ratio of 0.09, a current ratio of 1.04 and a quick ratio of 1.04. The company has a market capitalization of $338.74 million, a price-to-earnings ratio of 25.85 and a beta of 0.32. The firm’s fifty day moving average price is $30.49 and its two-hundred day moving average price is $30.95. Bay Commercial Bank has a 1 year low of $26.78 and a 1 year high of $34.98.

Bay Commercial Bank Announces Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Thursday, October 8th. Shareholders of record on Thursday, September 10th were paid a $0.30 dividend. This represents a $1.20 dividend on an annualized basis and a yield of 3.9%. The ex-dividend date was Thursday, September 10th. Bay Commercial Bank’s dividend payout ratio is 100.00%.

Analyst Upgrades and Downgrades

Several brokerages recently weighed in on BCML. Wall Street Zen raised Bay Commercial Bank from a “strong sell” rating to a “sell” rating in a report on Saturday, September 5th. Benchmark upgraded Bay Commercial Bank to a “strong-buy” rating in a research note on Wednesday, September 23rd. Weiss Ratings cut Bay Commercial Bank from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Friday, October 9th. Finally, Zacks Research raised shares of Bay Commercial Bank from a “strong sell” rating to a “hold” rating in a report on Monday, September 28th. One analyst has rated the stock with a Strong Buy rating and four have given a Hold rating to the company. According to MarketBeat, the company presently has an average rating of “Hold” and a consensus price target of $34.00.

Insider Activity at Bay Commercial Bank

In other news, Director Robert G. Laverne purchased 1,000 shares of the firm’s stock in a transaction dated Thursday, August 20th. The shares were purchased at an average price of $29.95 per share, with a total value of $29,950.00. Following the completion of the acquisition, the director owned 92,628 shares in the company, valued at $2,774,208.60. This trade represents a 1.09% increase in their position. The acquisition was disclosed in a filing with the SEC, which is available through this hyperlink. Also, CEO Christopher F. Baron bought 8,250 shares of the firm’s stock in a transaction on Monday, August 10th. The stock was acquired at an average price of $30.39 per share, for a total transaction of $250,717.50. Following the completion of the purchase, the chief executive officer directly owned 9,247 shares in the company, valued at approximately $281,016.33. The trade was a 827.48% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. In the last three months, insiders have purchased 14,250 shares of company stock worth $431,518. 2.90% of the stock is owned by company insiders.

Bay Commercial Bank Company Profile

BayCom Corp. is the bank holding company for Bay Community Bank, a community banking institution formerly known as Bay Commercial Bank. Headquartered in Walnut Creek, California, the bank focuses on serving small and midsized businesses, professionals, nonprofit organizations and individuals in Northern California.

Bay Community Bank provides commercial and consumer banking services, including business loans, commercial real estate financing, construction and equipment loans, residential real estate loans, lines of credit, and consumer lending.