BankUnited (NYSE:BKU) Rating Lowered to “Hold” at Zacks Research

BankUnited (NYSE:BKU) was downgraded by equities researchers at Zacks Research from a “strong-buy” rating to a “hold” rating in a report released on Tuesday,Zacks.com reports. Zacks Research also issued estimates for BankUnited’s Q1 2027 earnings at $1.12 EPS, Q2 2027 earnings at $1.12 EPS, Q3 2027 earnings at $1.17 EPS, Q4 2027 earnings at $1.28 EPS, FY2027 earnings at $4.68 EPS, Q1 2028 earnings at $1.33 EPS and Q2 2028 earnings at $1.36 EPS.

Several other equities analysts have also commented on the stock. Barclays reduced their target price on shares of BankUnited from $53.00 to $52.00 and set an “equal weight” rating on the stock in a report on Tuesday, July 7th. Wall Street Zen lowered BankUnited from a “hold” rating to a “sell” rating in a research note on Saturday, June 27th. Cantor Fitzgerald reaffirmed an “overweight” rating and set a $56.00 price objective on shares of BankUnited in a research report on Wednesday, July 15th. Weiss Ratings raised shares of BankUnited from a “buy (b-)” rating to a “buy (b)” rating in a research report on Friday, May 29th. Finally, Keefe, Bruyette & Woods dropped their target price on shares of BankUnited from $55.00 to $50.00 and set a “market perform” rating on the stock in a research note on Thursday, April 23rd. Seven investment analysts have rated the stock with a Buy rating, five have assigned a Hold rating and two have assigned a Sell rating to the stock. Based on data from MarketBeat, BankUnited currently has a consensus rating of “Hold” and an average price target of $52.73.

BankUnited Stock Down 4.3%

Shares of NYSE BKU opened at $45.99 on Tuesday. The company has a current ratio of 0.82, a quick ratio of 0.82 and a debt-to-equity ratio of 0.58. BankUnited has a 12 month low of $34.79 and a 12 month high of $52.11. The firm has a market capitalization of $3.34 billion, a price-to-earnings ratio of 12.81 and a beta of 1.17. The business has a 50-day moving average of $47.63 and a 200-day moving average of $47.03.

BankUnited (NYSE:BKU) last issued its quarterly earnings results on Wednesday, July 22nd. The financial services provider reported $0.97 EPS for the quarter, missing analysts’ consensus estimates of $1.00 by ($0.03). The company had revenue of $284.57 million during the quarter, compared to the consensus estimate of $290.33 million. BankUnited had a return on equity of 9.11% and a net margin of 14.46%.BankUnited’s quarterly revenue was up 3.9% on a year-over-year basis. During the same period in the previous year, the company earned $0.91 EPS. Sell-side analysts expect that BankUnited will post 4.16 earnings per share for the current fiscal year.

Insiders Place Their Bets

In other news, Director John N. Digiacomo sold 1,000 shares of the firm’s stock in a transaction on Monday, June 1st. The shares were sold at an average price of $45.97, for a total transaction of $45,970.00. Following the sale, the director directly owned 15,027 shares in the company, valued at $690,791.19. This trade represents a 6.24% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this hyperlink. Also, insider Jay D. Richards sold 4,000 shares of the firm’s stock in a transaction dated Monday, June 15th. The shares were sold at an average price of $48.67, for a total value of $194,680.00. Following the sale, the insider directly owned 40,502 shares in the company, valued at approximately $1,971,232.34. This represents a 8.99% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Corporate insiders own 1.00% of the company’s stock.

Hedge Funds Weigh In On BankUnited

A number of large investors have recently made changes to their positions in BKU. Hantz Financial Services Inc. grew its holdings in BankUnited by 21.0% during the fourth quarter. Hantz Financial Services Inc. now owns 1,472 shares of the financial services provider’s stock worth $66,000 after acquiring an additional 255 shares during the period. Covestor Ltd increased its holdings in BankUnited by 20.9% in the 4th quarter. Covestor Ltd now owns 1,673 shares of the financial services provider’s stock worth $75,000 after acquiring an additional 289 shares in the last quarter. Oregon Public Employees Retirement Fund raised its position in shares of BankUnited by 1.8% during the 4th quarter. Oregon Public Employees Retirement Fund now owns 17,213 shares of the financial services provider’s stock worth $767,000 after purchasing an additional 300 shares during the last quarter. Smartleaf Asset Management LLC raised its holdings in shares of BankUnited by 24.7% during the fourth quarter. Smartleaf Asset Management LLC now owns 1,810 shares of the financial services provider’s stock valued at $81,000 after acquiring an additional 358 shares during the last quarter. Finally, Mackenzie Financial Corp raised its stake in BankUnited by 2.4% in the 3rd quarter. Mackenzie Financial Corp now owns 19,550 shares of the financial services provider’s stock valued at $746,000 after purchasing an additional 455 shares during the last quarter. 99.70% of the stock is owned by hedge funds and other institutional investors.

BankUnited News Summary

Here are the key news stories impacting BankUnited this week:

• Negative Sentiment: BankUnited reported Q2 diluted EPS of $0.97, missing Wall Street estimates, while revenue also came in below expectations. The miss appears to be the main reason shares are falling. BankUnited, Inc. Reports 2Q 2026 Net Income of $71 million, $0.97 Diluted EPS
• Negative Sentiment: Loan growth was muted, with average total loans essentially flat year over year and sequentially, raising concerns about top-line momentum even as the bank improved deposit mix and net interest margin. BankUnited, Inc. (BKU) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Positives in the quarter included net income of about $71 million, net interest margin improving to 3.06%, and average core deposits rising, which suggest underlying operating trends are stabilizing.
• Neutral Sentiment: Analyst commentary remained mixed: Zacks Research still called BKU a Strong-Buy, but trimmed several future EPS estimates and lowered its FY2027 forecast, reflecting a more cautious earnings outlook.

BankUnited Company Profile

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.