Bank of Hawaii (NYSE:BOH) Issues Earnings Results

Bank of Hawaii (NYSE:BOH) released its quarterly earnings data on Monday. The bank reported $1.39 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.25 by $0.14, RTT News reports. The firm had revenue of $189.65 million for the quarter, compared to analysts’ expectations of $184.83 million. Bank of Hawaii had a net margin of 17.41% and a return on equity of 13.33%. During the same quarter in the previous year, the company earned $0.85 earnings per share.

Here are the key takeaways from Bank of Hawaii’s conference call:

• Reported Q4 EPS of $1.39 (up 63% YoY) and NIM expanded 15 bps to 2.61% — management attributes gains to deposit repricing, fixed?asset repricing and a securities repositioning.
• Non?interest?bearing demand deposits rose 6.6% linked?quarter and overall deposit costs improved ~20 bps, with deposit beta improving to 31% and management expecting further cost improvement into Q1.
• Management described credit quality as pristine — NPAs 10 bps, annualized net charge?offs $4.1m, criticized loans 2.12%, and an ACL of $146.8m (1.04% of loans); CRE and consumer pools show low LTVs and strong FICO profiles.
• Capital is healthy (Tier 1 14.5%, total risk?based 15.5%); the bank resumed buybacks ($5m in Q4) and plans to increase repurchases to roughly $15–$20m per quarter while continuing dividends.
• Forward guidance — management expects NIM could reach near 2.90% by end?2026, mid?single?digit loan growth, normalized Q1 noninterest income of $42–$43m, and 2026 noninterest expense up 3–3.5%, which will influence earnings trajectory.

Bank of Hawaii Stock Up 6.1%

BOH stock opened at $75.15 on Tuesday. The business has a 50 day moving average of $68.94 and a 200 day moving average of $66.70. The firm has a market cap of $2.99 billion, a PE ratio of 18.42, a price-to-earnings-growth ratio of 0.62 and a beta of 0.75. Bank of Hawaii has a twelve month low of $57.44 and a twelve month high of $76.00. The company has a quick ratio of 0.70, a current ratio of 0.70 and a debt-to-equity ratio of 0.39.

Bank of Hawaii Dividend Announcement

The business also recently declared a quarterly dividend, which will be paid on Friday, March 13th. Investors of record on Friday, February 27th will be paid a $0.70 dividend. The ex-dividend date is Friday, February 27th. This represents a $2.80 annualized dividend and a dividend yield of 3.7%. Bank of Hawaii’s dividend payout ratio is presently 68.63%.

Insider Transactions at Bank of Hawaii

In other Bank of Hawaii news, CEO Peter S. Ho sold 15,000 shares of the firm’s stock in a transaction dated Friday, January 2nd. The shares were sold at an average price of $67.87, for a total transaction of $1,018,050.00. Following the completion of the sale, the chief executive officer directly owned 156,774 shares in the company, valued at approximately $10,640,251.38. This trade represents a 8.73% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this hyperlink. 2.07% of the stock is currently owned by insiders.

Institutional Investors Weigh In On Bank of Hawaii

Several institutional investors and hedge funds have recently made changes to their positions in BOH. Quarry LP raised its holdings in Bank of Hawaii by 1,497.2% in the 3rd quarter. Quarry LP now owns 575 shares of the bank’s stock worth $38,000 after acquiring an additional 539 shares during the last quarter. Strs Ohio bought a new stake in shares of Bank of Hawaii in the 1st quarter worth $41,000. EverSource Wealth Advisors LLC raised its stake in shares of Bank of Hawaii by 461.3% in the second quarter. EverSource Wealth Advisors LLC now owns 623 shares of the bank’s stock worth $42,000 after purchasing an additional 512 shares during the last quarter. State of Wyoming lifted its holdings in shares of Bank of Hawaii by 8,220.0% during the second quarter. State of Wyoming now owns 832 shares of the bank’s stock valued at $56,000 after purchasing an additional 822 shares in the last quarter. Finally, Advisory Services Network LLC purchased a new stake in shares of Bank of Hawaii during the third quarter valued at $63,000. Institutional investors own 82.18% of the company’s stock.

More Bank of Hawaii News

Here are the key news stories impacting Bank of Hawaii this week:

• Positive Sentiment: Q4 beat and full?year results — BOH reported Q4 EPS of $1.39 (vs. $1.25 est) and revenue of $189.7M, with full?year diluted EPS up to $4.63 and net income +37% y/y; management highlighted margin improvement driving much of the profit upside. Business Wire: Fourth Quarter 2025 and Full?Year 2025 Financial Results
• Positive Sentiment: Management guidance on margin expansion — Executives outlined a path to roughly a 2.90% net interest margin by end?2026 driven by a continued “deposit remix” (moving funds into higher?margin uses), which supports earnings leverage if achieved. MSN: Bank of Hawaii outlines potential 2.90% NIM
• Positive Sentiment: Dividend declared — BOH announced a $0.70 quarterly dividend (annualized yield ~3.7%); shareholders of record Feb 27, payable Mar 13. This supports income?oriented investor interest and signals confidence in cash flow.
• Neutral Sentiment: Conference call and transcripts provide detail — Earnings call/transcripts and analyst notes (seeking alpha, Yahoo, Zacks) highlight margin?driven growth, expense control and improving returns on equity; these fleshed?out details help modelers but contain no material surprises beyond the beats and NIM commentary. Yahoo Finance: Q4 2025 Earnings Call Highlights
• Neutral Sentiment: Analyst and media coverage — Multiple writeups (Seeking Alpha, Zacks) emphasize improving metrics and margin tailwinds; useful for detail but largely reiterate company disclosures. Seeking Alpha: Strong Metric Improvement
• Negative Sentiment: Execution and macro risks remain — The 2.90% NIM target is conditional on continued deposit remix and loan pricing; failure to sustain deposit re?mix, unexpected deposit outflows, or weaker loan demand could blunt margin upside and earnings; investors should monitor deposit trends, loan growth and credit metrics closely.

Analyst Ratings Changes

Several equities research analysts have weighed in on the company. DA Davidson reiterated a “neutral” rating and issued a $70.00 price objective on shares of Bank of Hawaii in a report on Tuesday, October 28th. Barclays raised their price target on Bank of Hawaii from $66.00 to $68.00 and gave the stock an “underweight” rating in a research note on Tuesday, October 28th. Wall Street Zen cut shares of Bank of Hawaii from a “hold” rating to a “sell” rating in a report on Sunday, January 4th. Finally, Weiss Ratings reaffirmed a “hold (c)” rating on shares of Bank of Hawaii in a research report on Monday, December 29th. One analyst has rated the stock with a Buy rating, three have assigned a Hold rating and one has assigned a Sell rating to the stock. According to MarketBeat, Bank of Hawaii has a consensus rating of “Hold” and an average price target of $71.25.

Bank of Hawaii Company Profile

Bank of Hawaii (NYSE: BOH) is a regional commercial bank headquartered in Honolulu, Hawaii, with roots tracing back to its founding in 1897 by Charles Montague Cooke and Peter Cushman Jones. As one of the oldest financial institutions in the U.S. West Coast region, the bank has built a reputation for stability and community focus. It operates as the principal subsidiary of Bank of Hawaii Corporation, a publicly traded company on the New York Stock Exchange.

The bank offers a comprehensive suite of personal and business banking products and services.