Analyzing NU (NYSE:NU) and MGT Capital Investments (OTCMKTS:MGTI)

NU (NYSE:NU) and MGT Capital Investments (OTCMKTS:MGTI) are both business services companies, but which is the better business? We will compare the two companies based on the strength of their valuation, risk, analyst recommendations, profitability, institutional ownership, dividends and earnings.

Profitability

This table compares NU and MGT Capital Investments’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NU	15.11%	27.00%	4.19%
MGT Capital Investments	N/A	N/A	N/A

Institutional & Insider Ownership

80.9% of NU shares are owned by institutional investors. 1.2% of NU shares are owned by company insiders. Comparatively, 3.8% of MGT Capital Investments shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Volatility & Risk

NU has a beta of 1.15, suggesting that its stock price is 15% more volatile than the S&P 500. Comparatively, MGT Capital Investments has a beta of 2.76, suggesting that its stock price is 176% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and recommmendations for NU and MGT Capital Investments, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NU	0	3	5	0	2.63
MGT Capital Investments	0	0	0	0	N/A

NU presently has a consensus price target of $15.21, suggesting a potential upside of 1.82%.

Earnings & Valuation

This table compares NU and MGT Capital Investments”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NU	$8.03 billion	8.87	$1.03 billion	$0.31	48.19
MGT Capital Investments	$400,000.00	0.00	-$6.13 million	N/A	N/A

NU has higher revenue and earnings than MGT Capital Investments.

Summary

NU beats MGT Capital Investments on 7 of the 9 factors compared between the two stocks.

About NU

Nu Holdings Ltd. provides digital banking platform and digital financial services in Brazil, Mexico, Colombia, and internationally. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app; NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.

About MGT Capital Investments

MGT Capital Investments, Inc. engages in cryptocurrency mining business in the United States. The company owns and manages a bitcoin mining facility in LaFayette, Georgia. It also leases space to third parties and self-mining operations; and provides hosting services for third-party owners of miners. The company was incorporated in 1977 and is headquartered in Lafayette, Georgia.