Analyzing Cantaloupe (NASDAQ:CTLP) and Tenet Fintech Group (OTCMKTS:PKKFF)

Tenet Fintech Group (OTCMKTS:PKKFF) and Cantaloupe (NASDAQ:CTLP) are both small-cap business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, earnings, dividends and risk.

Insider and Institutional Ownership

0.3% of Tenet Fintech Group shares are owned by institutional investors. Comparatively, 75.8% of Cantaloupe shares are owned by institutional investors. 7.1% of Cantaloupe shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Volatility and Risk

Tenet Fintech Group has a beta of 1.25, indicating that its stock price is 25% more volatile than the S&P 500. Comparatively, Cantaloupe has a beta of 1.14, indicating that its stock price is 14% more volatile than the S&P 500.

Profitability

This table compares Tenet Fintech Group and Cantaloupe’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tenet Fintech Group	-1,215.85%	-722.03%	-68.92%
Cantaloupe	19.21%	9.58%	6.25%

Analyst Ratings

This is a summary of current ratings and target prices for Tenet Fintech Group and Cantaloupe, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tenet Fintech Group	0	0	0	0	0.00
Cantaloupe	1	7	0	0	1.88

Cantaloupe has a consensus price target of $12.73, indicating a potential upside of 20.35%. Given Cantaloupe’s stronger consensus rating and higher possible upside, analysts plainly believe Cantaloupe is more favorable than Tenet Fintech Group.

Earnings and Valuation

This table compares Tenet Fintech Group and Cantaloupe”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tenet Fintech Group	$2.03 million	7.06	-$42.29 million	($0.09)	-0.65
Cantaloupe	$302.55 million	2.58	$64.53 million	$0.21	50.38

Cantaloupe has higher revenue and earnings than Tenet Fintech Group. Tenet Fintech Group is trading at a lower price-to-earnings ratio than Cantaloupe, indicating that it is currently the more affordable of the two stocks.

Summary

Cantaloupe beats Tenet Fintech Group on 11 of the 13 factors compared between the two stocks.

About Tenet Fintech Group

Tenet Fintech Group Inc., through its subsidiaries, provides various analytics and AI-based services to small-and-medium businesses and financial institutions. It offers Business Hub, a global ecosystem where analytics and AI are used to create opportunities and facilitate B2B transactions among its members. The company was formerly known as Peak Fintech Group Inc. and changed its name to Tenet Fintech Group Inc. in November 2021. Tenet Fintech Group Inc. was incorporated in 2008 and is headquartered in Toronto, Canada.

About Cantaloupe

Cantaloupe, Inc., a digital payments and software services company, provides technology solutions for self-service commerce market. The company offers integrated solutions for payments processing, logistics, and back-office management. It also provides G11 cashless and pulse kits that are 4G LTE digital payment devices for payment and consumer engagement applications; G11 chip kit, a digital reader that accepts contact EMV and contactless EMV payment methods; Engage series comprising Engage and Engage Combo, which are digital touchscreen devices that offers networking, security, and interactivity payment methods; and card touchscreen card readers, including P66, P100, P100Pro, and P30. In addition, the company offers self-checkout kiosks,?smart store?concepts, and the Cantaloupe Go management platform comprising Go Mini, Go MiniX, Go Plus100, Go Plus200, Go Plus300, Go Max, Cooler Cafe, and Smart Market; Go Portal, a robust cloud-based platform; and Cheq products, which supports attended and unattended self-service kiosks for the stadium, entertainment, and festival sectors. Further, it provides integrated software services for payment or asset tracking devices in the field to connect into platform for advanced data management, analytics, route scheduling, and loyalty and reward programs; and a range of self-service hardware solutions for vending, micro-markets, amusement, arcade, commercial laundry, air/vacuum, car wash, and other applications. Additionally, the company offers professional, network infrastructure, card processing, and customer/consumer services. Cantaloupe, Inc. was formerly known as USA Technologies, Inc. The company was incorporated in 1992 and is headquartered in Malvern, Pennsylvania.