Analyzing Blue Foundry Bancorp (NASDAQ:BLFY) and Parke Bancorp (NASDAQ:PKBK)

Blue Foundry Bancorp (NASDAQ:BLFY) and Parke Bancorp (NASDAQ:PKBK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, dividends, valuation and earnings.

Volatility and Risk

Blue Foundry Bancorp has a beta of 0.59, meaning that its share price is 41% less volatile than the S&P 500. Comparatively, Parke Bancorp has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.

Earnings and Valuation

This table compares Blue Foundry Bancorp and Parke Bancorp”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Blue Foundry Bancorp	$87.25 million	2.72	-$11.91 million	($0.46)	-24.83
Parke Bancorp	$73.89 million	3.60	$27.51 million	$2.84	8.07

Parke Bancorp has lower revenue, but higher earnings than Blue Foundry Bancorp. Blue Foundry Bancorp is trading at a lower price-to-earnings ratio than Parke Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Blue Foundry Bancorp and Parke Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Blue Foundry Bancorp	-9.82%	-2.84%	-0.44%
Parke Bancorp	23.95%	11.15%	1.58%

Insider & Institutional Ownership

56.5% of Blue Foundry Bancorp shares are held by institutional investors. Comparatively, 49.7% of Parke Bancorp shares are held by institutional investors. 5.3% of Blue Foundry Bancorp shares are held by company insiders. Comparatively, 15.3% of Parke Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings for Blue Foundry Bancorp and Parke Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Blue Foundry Bancorp	1	1	0	0	1.50
Parke Bancorp	0	0	1	0	3.00

Blue Foundry Bancorp presently has a consensus target price of $10.00, suggesting a potential downside of 12.43%. Given Blue Foundry Bancorp’s higher possible upside, analysts plainly believe Blue Foundry Bancorp is more favorable than Parke Bancorp.

Summary

Parke Bancorp beats Blue Foundry Bancorp on 11 of the 14 factors compared between the two stocks.

About Blue Foundry Bancorp

Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses in the United States. The company offers saving, time, and non-interest bearing deposits; demand accounts; and loans, such as one-to-four family residential property, multi-family, residential real estate, non-residential real estate, consumer, construction, and commercial and industrial loans, as well as junior liens and home equity lines of credit. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.

About Parke Bancorp

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company offers various deposit products, including checking, savings, time, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, construction, commercial and residential real estate mortgage, and consumer loans. In addition, the company provides debit cards, internet banking, and online bill payment services. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.