Ageas (OTCMKTS:AGESY) versus Scor (OTCMKTS:SCRYY) Financial Analysis

Scor (OTCMKTS:SCRYY) and Ageas (OTCMKTS:AGESY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, institutional ownership, dividends, profitability, analyst recommendations, risk and valuation.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Scor and Ageas, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scor	0	3	3	0	2.50
Ageas	1	1	1	0	2.00

Valuation & Earnings

This table compares Scor and Ageas”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scor	$17.39 billion	0.39	$962.82 million	$0.57	6.70
Ageas	$15.59 billion	1.06	$1.94 billion	N/A	N/A

Ageas has lower revenue, but higher earnings than Scor.

Dividends

Scor pays an annual dividend of $0.15 per share and has a dividend yield of 3.9%. Ageas pays an annual dividend of $3.65 per share and has a dividend yield of 4.7%. Scor pays out 26.3% of its earnings in the form of a dividend.

Volatility and Risk

Scor has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Ageas has a beta of 0.41, indicating that its share price is 59% less volatile than the S&P 500.

Profitability

This table compares Scor and Ageas’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scor	5.79%	20.83%	2.48%
Ageas	N/A	N/A	N/A

Summary

Scor beats Ageas on 7 of the 11 factors compared between the two stocks.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.