ABN AMRO Bank (OTCMKTS:AAVMY) and Riverview Bancorp (NASDAQ:RVSB) Head to Head Survey

Riverview Bancorp (NASDAQ:RVSB) and ABN AMRO Bank (OTCMKTS:AAVMY) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, dividends, earnings, risk, analyst recommendations, valuation and profitability.

Profitability

This table compares Riverview Bancorp and ABN AMRO Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Riverview Bancorp	-4.46%	3.76%	0.38%
ABN AMRO Bank	14.22%	9.12%	0.56%

Insider and Institutional Ownership

69.6% of Riverview Bancorp shares are held by institutional investors. 3.9% of Riverview Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and target prices for Riverview Bancorp and ABN AMRO Bank, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Riverview Bancorp	1	1	1	0	2.00
ABN AMRO Bank	0	2	5	0	2.71

Valuation & Earnings

This table compares Riverview Bancorp and ABN AMRO Bank”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Riverview Bancorp	$64.74 million	1.85	-$4.34 million	($0.14)	-42.93
ABN AMRO Bank	$19.04 billion	1.90	$2.30 billion	$3.24	13.64

ABN AMRO Bank has higher revenue and earnings than Riverview Bancorp. Riverview Bancorp is trading at a lower price-to-earnings ratio than ABN AMRO Bank, indicating that it is currently the more affordable of the two stocks.

Dividends

Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.3%. ABN AMRO Bank pays an annual dividend of $1.19 per share and has a dividend yield of 2.7%. Riverview Bancorp pays out -57.1% of its earnings in the form of a dividend. ABN AMRO Bank pays out 36.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

ABN AMRO Bank beats Riverview Bancorp on 11 of the 14 factors compared between the two stocks.

About Riverview Bancorp

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

About ABN AMRO Bank

ABN AMRO Bank N.V. provides various banking products and financial services to retail, private, and business clients in the Netherlands and internationally. It operates through three segments: Personal & Business Banking, Wealth Management, and Corporate Banking. The company provides savings and deposits products; investment and insurance products; and consumer, personal, car, and home improvement loan. It also issues, promotes, manages, and processes credit cards; trade finance, international payments, and treasury management; corporate finance and equity capital market; and revolving credit card facilities and pension schemes, as well as consumer credit and mortgages; and life and non-life insurance products. In addition, it offers asset-based solutions, including working capital solutions, equipment leases and loans, and vendor lease services; private banking and wealth-management-related services; and derivatives and equity clearing services. The company was incorporated in 2009 and is headquartered in Amsterdam, the Netherlands. ABN AMRO Bank N.V. operates as a subsidiary of Stichting Administratiekantoor Continuïteit Abn Amro Bank.