1st Source (SRCE) Projected to Post Earnings on Thursday

1st Source (NASDAQ:SRCE) is expected to be posting its Q4 2025 results before the market opens on Thursday, January 22nd. Analysts expect 1st Source to post earnings of $1.62 per share and revenue of $110.9190 million for the quarter. Parties can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Friday, January 30, 2026 at 12:00 AM ET.

1st Source (NASDAQ:SRCE) last posted its earnings results on Thursday, October 23rd. The financial services provider reported $1.71 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.59 by $0.12. 1st Source had a return on equity of 12.25% and a net margin of 24.97%.The firm had revenue of $110.26 million during the quarter, compared to analysts’ expectations of $109.46 million. On average, analysts expect 1st Source to post $6 EPS for the current fiscal year and $6 EPS for the next fiscal year.

1st Source Price Performance

Shares of SRCE opened at $65.20 on Wednesday. The stock has a 50 day simple moving average of $63.64 and a 200 day simple moving average of $62.43. 1st Source has a 52-week low of $52.14 and a 52-week high of $67.77. The company has a debt-to-equity ratio of 0.08, a quick ratio of 0.96 and a current ratio of 0.96. The firm has a market capitalization of $1.59 billion, a PE ratio of 10.85 and a beta of 0.65.

1st Source Increases Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, November 14th. Stockholders of record on Tuesday, November 4th were issued a $0.40 dividend. This represents a $1.60 annualized dividend and a dividend yield of 2.5%. This is a boost from 1st Source’s previous quarterly dividend of $0.38. The ex-dividend date was Tuesday, November 4th. 1st Source’s dividend payout ratio is currently 26.62%.

Wall Street Analyst Weigh In

Several equities research analysts have recently issued reports on the stock. DA Davidson increased their price objective on shares of 1st Source from $67.00 to $69.00 and gave the stock a “neutral” rating in a research report on Tuesday, October 28th. Zacks Research lowered shares of 1st Source from a “strong-buy” rating to a “hold” rating in a research note on Monday, September 29th. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of 1st Source in a research note on Monday, December 29th. Two investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company. According to MarketBeat.com, the company presently has an average rating of “Hold” and a consensus target price of $72.67.

Insider Activity at 1st Source

In related news, VP John B. Griffith sold 1,900 shares of the business’s stock in a transaction dated Wednesday, December 10th. The shares were sold at an average price of $66.01, for a total value of $125,419.00. Following the transaction, the vice president directly owned 65,976 shares of the company’s stock, valued at approximately $4,355,075.76. The trade was a 2.80% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. 19.55% of the stock is owned by insiders.

Institutional Trading of 1st Source

A number of large investors have recently added to or reduced their stakes in the stock. EverSource Wealth Advisors LLC boosted its stake in 1st Source by 562.1% in the second quarter. EverSource Wealth Advisors LLC now owns 437 shares of the financial services provider’s stock valued at $27,000 after acquiring an additional 371 shares during the last quarter. Quarry LP raised its holdings in shares of 1st Source by 1,694.4% in the 3rd quarter. Quarry LP now owns 646 shares of the financial services provider’s stock worth $40,000 after purchasing an additional 610 shares during the period. Tower Research Capital LLC TRC lifted its stake in 1st Source by 435.7% in the second quarter. Tower Research Capital LLC TRC now owns 1,682 shares of the financial services provider’s stock valued at $104,000 after purchasing an additional 1,368 shares during the last quarter. Curi Capital LLC bought a new position in 1st Source during the second quarter valued at $205,000. Finally, Squarepoint Ops LLC bought a new stake in shares of 1st Source in the third quarter valued at $225,000. Hedge funds and other institutional investors own 74.45% of the company’s stock.

About 1st Source

1st Source Corporation is a bank holding company headquartered in South Bend, Indiana, operating through its wholly owned subsidiary, 1st Source Bank. The company offers a full range of commercial and consumer banking products, including checking and savings accounts, business and commercial lending, residential mortgage loans, and cash management services. Its client base spans small and medium-sized businesses, agribusinesses, professional firms, and individual consumers primarily across northern Indiana and southwestern Michigan.

In addition to traditional banking services, 1st Source Corporation provides wealth management and trust services through its 1st Source Wealth Management division.