Contrasting Byline Bancorp (BY) & Its Rivals

Byline Bancorp (NYSE:BY) is one of 919 public companies in the “Banks” industry, but how does it contrast to its peers? We will compare Byline Bancorp to related businesses based on the strength of its profitability, analyst recommendations, risk, earnings, institutional ownership, dividends and valuation.

Earnings & Valuation

This table compares Byline Bancorp and its peers gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Byline Bancorp	$633.15 million	$130.05 million	11.42
Byline Bancorp Competitors	$139.39 billion	$2.42 billion	21.36

Byline Bancorp’s peers have higher revenue and earnings than Byline Bancorp. Byline Bancorp is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Institutional and Insider Ownership

67.7% of Byline Bancorp shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 29.1% of Byline Bancorp shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

Byline Bancorp has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, Byline Bancorp’s peers have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Profitability

This table compares Byline Bancorp and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Byline Bancorp	24.06%	12.06%	1.57%
Byline Bancorp Competitors	15.63%	9.41%	0.93%

Dividends

Byline Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 1.4%. Byline Bancorp pays out 16.3% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.9% and pay out 28.9% of their earnings in the form of a dividend. Byline Bancorp has raised its dividend for 1 consecutive years.

Analyst Ratings

This is a breakdown of current ratings and price targets for Byline Bancorp and its peers, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Byline Bancorp	0	3	3	1	2.71
Byline Bancorp Competitors	7494	30253	27859	1490	2.35

Byline Bancorp presently has a consensus price target of $43.50, indicating a potential upside of 11.09%. As a group, “Banks” companies have a potential upside of 14.25%. Given Byline Bancorp’s peers higher possible upside, analysts clearly believe Byline Bancorp has less favorable growth aspects than its peers.

Summary

Byline Bancorp beats its peers on 10 of the 15 factors compared.

About Byline Bancorp

Byline Bancorp is a bank holding company whose principal subsidiary, Byline Bank, provides banking and financial services to businesses, individuals and organizations. Its offerings include business and personal deposit accounts, lending, cash management and other banking services. The bank focuses on commercial banking, including commercial real estate and small-business lending, and also offers services such as treasury management and wealth management. It serves customers primarily in the Chicago metropolitan area and elsewhere in Illinois, with a presence in Wisconsin.