Fifth District Bancorp (FDSB) & Its Competitors Head-To-Head Survey

Fifth District Bancorp (NASDAQ:FDSB) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its peers? We will compare Fifth District Bancorp to similar businesses based on the strength of its earnings, analyst recommendations, risk, profitability, institutional ownership, dividends and valuation.

Insider & Institutional Ownership

47.8% of shares of all “Banks” companies are held by institutional investors. 8.6% of Fifth District Bancorp shares are held by insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Risk and Volatility

Fifth District Bancorp has a beta of 0.24, suggesting that its share price is 76% less volatile than the S&P 500. Comparatively, Fifth District Bancorp’s peers have a beta of 0.61, suggesting that their average share price is 39% less volatile than the S&P 500.

Valuation and Earnings

This table compares Fifth District Bancorp and its peers top-line revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Fifth District Bancorp	$26.49 million	$4.09 million	51.68
Fifth District Bancorp Competitors	$9.95 billion	$2.42 billion	21.32

Fifth District Bancorp’s peers have higher revenue and earnings than Fifth District Bancorp. Fifth District Bancorp is trading at a higher price-to-earnings ratio than its peers, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Fifth District Bancorp and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Fifth District Bancorp	6.97%	1.27%	0.31%
Fifth District Bancorp Competitors	15.65%	9.43%	0.93%

Analyst Recommendations

This is a breakdown of recent ratings for Fifth District Bancorp and its peers, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fifth District Bancorp	0	1	0	0	2.00
Fifth District Bancorp Competitors	7490	30240	27840	1484	2.35

As a group, “Banks” companies have a potential upside of 14.72%. Given Fifth District Bancorp’s peers stronger consensus rating and higher possible upside, analysts plainly believe Fifth District Bancorp has less favorable growth aspects than its peers.

Summary

Fifth District Bancorp peers beat Fifth District Bancorp on 12 of the 13 factors compared.

Fifth District Bancorp Company Profile

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank, a community-oriented savings institution headquartered in New Orleans, Louisiana. The bank provides traditional banking services to individuals, families, and businesses, including deposit accounts, residential mortgage lending, consumer loans, and commercial real estate and business lending. Fifth District Savings Bank has served the New Orleans area for nearly a century, with roots dating to its founding in 1926.