Head to Head Contrast: Commerzbank (CRZBY) vs. Its Competitors

Commerzbank (OTCMKTS:CRZBY) is one of 919 public companies in the “Banks” industry, but how does it weigh in compared to its peers? We will compare Commerzbank to similar companies based on the strength of its profitability, risk, institutional ownership, earnings, dividends, valuation and analyst recommendations.

Insider & Institutional Ownership

47.9% of shares of all “Banks” companies are owned by institutional investors. 9.7% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Dividends

Commerzbank pays an annual dividend of $0.90 per share and has a dividend yield of 2.1%. Commerzbank pays out 27.0% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.2% and pay out 28.9% of their earnings in the form of a dividend.

Analyst Ratings

This is a breakdown of current ratings and price targets for Commerzbank and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Commerzbank	0	6	3	0	2.33
Commerzbank Competitors	7483	30220	27802	1478	2.35

As a group, “Banks” companies have a potential upside of 16.55%. Given Commerzbank’s peers stronger consensus rating and higher probable upside, analysts plainly believe Commerzbank has less favorable growth aspects than its peers.

Profitability

This table compares Commerzbank and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Commerzbank	14.39%	9.66%	0.57%
Commerzbank Competitors	15.65%	9.44%	0.93%

Valuation & Earnings

This table compares Commerzbank and its peers revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Commerzbank	$26.54 billion	$2.97 billion	12.67
Commerzbank Competitors	$54.79 billion	$2.42 billion	21.06

Commerzbank’s peers have higher revenue, but lower earnings than Commerzbank. Commerzbank is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Volatility & Risk

Commerzbank has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500. Comparatively, Commerzbank’s peers have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Summary

Commerzbank peers beat Commerzbank on 12 of the 15 factors compared.

Commerzbank Company Profile

Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers saving, checking, business, and current accounts; term deposits; pension; credit and debit cards; payment solutions; overdraft services; various loans; and insurance products. It also provides trade securities; treasury management; corporate financing; real estate financing; financing advisory; merger and acquisition; foreign trade; trade financing; asset and risk management; and online banking, as well as wealth management services. Commerzbank AG was founded in 1870 and is headquartered in Frankfurt am Main, Germany.