Paysign (PAYS) & The Competition Financial Analysis

Paysign (NASDAQ:PAYS) is one of 341 publicly-traded companies in the “Financial Services” industry, but how does it compare to its rivals? We will compare Paysign to related companies based on the strength of its dividends, analyst recommendations, institutional ownership, profitability, earnings, valuation and risk.

Insider and Institutional Ownership

25.9% of Paysign shares are owned by institutional investors. Comparatively, 43.0% of shares of all “Financial Services” companies are owned by institutional investors. 24.5% of Paysign shares are owned by insiders. Comparatively, 21.8% of shares of all “Financial Services” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Risk and Volatility

Paysign has a beta of 0.92, indicating that its stock price is 8% less volatile than the S&P 500. Comparatively, Paysign’s rivals have a beta of 2.50, indicating that their average stock price is 150% more volatile than the S&P 500.

Earnings & Valuation

This table compares Paysign and its rivals revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Paysign	$82.03 million	$7.55 million	56.50
Paysign Competitors	$6.36 billion	$1.09 billion	10.06

Paysign’s rivals have higher revenue and earnings than Paysign. Paysign is trading at a higher price-to-earnings ratio than its rivals, indicating that it is currently more expensive than other companies in its industry.

Profitability

This table compares Paysign and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Paysign	15.67%	30.13%	5.66%
Paysign Competitors	-338.89%	-39.94%	-5.83%

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Paysign and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Paysign	0	0	3	0	3.00
Paysign Competitors	1988	6946	11713	446	2.50

Paysign currently has a consensus price target of $15.00, indicating a potential upside of 2.11%. As a group, “Financial Services” companies have a potential downside of 6.28%. Given Paysign’s stronger consensus rating and higher probable upside, equities research analysts clearly believe Paysign is more favorable than its rivals.

Summary

Paysign beats its rivals on 8 of the 13 factors compared.

About Paysign

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. Its product offerings include solutions for corporate rewards, prepaid gift cards, general purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company markets its prepaid card solutions under the Paysign brand. Its primary market focus is on companies and municipalities that require a streamlined payment solution for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. The company was formerly known as 3PEA International, Inc. and changed its name to Paysign, Inc. in April 2019. Paysign, Inc. was incorporated in 1995 and is headquartered in Henderson, Nevada.