Trupanion (NASDAQ:TRUP) Stock Bumped Up to Buy by Wall Street Zen

Wall Street Zen upgraded shares of Trupanion (NASDAQ:TRUP) from a hold rating to a buy rating in a research note released on Saturday morning,Wall Street Zen reports.

A number of other analysts have also issued reports on the company. Piper Sandler lowered Trupanion from an “overweight” rating to a “neutral” rating and cut their target price for the company from $45.00 to $32.00 in a research report on Wednesday, August 26th. Zacks Research lowered Trupanion from a “strong-buy” rating to a “hold” rating in a research report on Monday, August 24th. Stifel Nicolaus lifted their price objective on Trupanion from $28.00 to $29.00 and gave the company a “hold” rating in a research note on Thursday, August 20th. Cantor Fitzgerald dropped their price objective on Trupanion from $34.00 to $30.00 and set a “neutral” rating for the company in a research note on Wednesday, October 7th. Finally, Atlantic Securities set a $42.00 price objective on Trupanion in a report on Wednesday, July 15th. One equities research analyst has rated the stock with a Buy rating and five have assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock has a consensus rating of “Hold” and an average price target of $38.40.

Trupanion Price Performance

Trupanion stock opened at $36.75 on Friday. The company’s 50 day simple moving average is $27.14 and its 200-day simple moving average is $26.69. The company has a market capitalization of $1.61 billion, a price-to-earnings ratio of 60.25, a price-to-earnings-growth ratio of 2.20 and a beta of 1.27. Trupanion has a 1 year low of $21.16 and a 1 year high of $46.98. The company has a debt-to-equity ratio of 0.24, a quick ratio of 1.77 and a current ratio of 1.77.

Trupanion (NASDAQ:TRUP) last issued its quarterly earnings data on Thursday, November 5th. The financial services provider reported $0.21 EPS for the quarter, topping the consensus estimate of $0.16 by $0.05. The firm had revenue of $405.59 million for the quarter, compared to analyst estimates of $402.53 million. Trupanion had a net margin of 1.71% and a return on equity of 6.72%. During the same period in the prior year, the business posted $0.13 EPS. As a group, equities research analysts expect that Trupanion will post 0.64 earnings per share for the current year.

Insiders Place Their Bets

In other news, COO John R. Gallagher sold 3,604 shares of the stock in a transaction on Friday, August 28th. The stock was sold at an average price of $29.70, for a total value of $107,038.80. Following the sale, the chief operating officer directly owned 33,742 shares in the company, valued at approximately $1,002,137.40. This trade represents a 9.65% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Margaret Tooth sold 1,000 shares of Trupanion stock in a transaction on Friday, October 9th. The shares were sold at an average price of $25.84, for a total value of $25,840.00. Following the completion of the transaction, the chief executive officer owned 184,952 shares of the company’s stock, valued at approximately $4,779,159.68. This trade represents a 0.54% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold a total of 14,046 shares of company stock worth $407,743 over the last 90 days. Corporate insiders own 5.58% of the company’s stock.

Institutional Investors Weigh In On Trupanion

Hedge funds have recently bought and sold shares of the stock. Fifth Third Bancorp increased its stake in shares of Trupanion by 4.0% during the third quarter. Fifth Third Bancorp now owns 7,772 shares of the financial services provider’s stock worth $182,000 after buying an additional 302 shares during the period. Illinois Municipal Retirement Fund raised its holdings in Trupanion by 22.8% in the third quarter. Illinois Municipal Retirement Fund now owns 20,635 shares of the financial services provider’s stock valued at $482,000 after acquiring an additional 3,833 shares in the last quarter. Oregon Public Employees Retirement Fund lifted its stake in Trupanion by 7.7% in the third quarter. Oregon Public Employees Retirement Fund now owns 8,359 shares of the financial services provider’s stock worth $195,000 after acquiring an additional 600 shares during the last quarter. Corecam Pte. Ltd. lifted its stake in Trupanion by 17.0% in the third quarter. Corecam Pte. Ltd. now owns 21,610 shares of the financial services provider’s stock worth $505,000 after acquiring an additional 3,145 shares during the last quarter. Finally, Sterling Capital Management LLC lifted its stake in Trupanion by 843.7% in the third quarter. Sterling Capital Management LLC now owns 1,123 shares of the financial services provider’s stock worth $26,000 after acquiring an additional 1,004 shares during the last quarter.

Trending Headlines about Trupanion

Here are the key news stories impacting Trupanion this week:

• Positive Sentiment: For Q3 2026, Trupanion reported revenue of $405.6 million, above analysts’ $402.5 million estimate, and EPS of $0.21 versus the $0.16 consensus. EPS also increased from $0.13 a year earlier. Zacks Q3 earnings report
• Positive Sentiment: Q3 call coverage highlighted record adjusted operating income and cash flow, pointing to operating and cash-generation strengths. Q3 earnings call highlights
• Neutral Sentiment: Trupanion forecast Q4 revenue of $407 million–$414 million, a range that brackets the $411.9 million consensus. Its FY 2026 revenue guidance of $1.6 billion matched analysts’ estimate, offering little change to the full-year outlook.
• Negative Sentiment: One earnings recap characterized the quarter as a sharp EPS miss, a caution that may reflect a different earnings measure than the reported $0.21-per-share figure that beat consensus. Q3 earnings recap

Trupanion Company Profile

Trupanion, Inc is a pet insurance company that provides medical insurance coverage for cats and dogs. Its products are designed to help pet owners manage the cost of veterinary care, including coverage for eligible illnesses, injuries and other qualifying medical conditions, subject to the terms of each policy.

The company offers subscription-based pet insurance through the Trupanion brand, with coverage generally intended for ongoing veterinary expenses rather than routine or preventive care.