Lendingclub (NASDAQ:HAPN) Releases FY 2026 Earnings Guidance

Lendingclub (NASDAQ:HAPN) updated its FY 2026 earnings guidance on Friday morning. The company provided earnings per share (EPS) guidance of 1.870-1.920 for the period, compared to the consensus earnings per share estimate of 1.850. Lendingclub also updated its Q4 2026 guidance to 0.430-0.480 EPS.

Lendingclub Price Performance

HAPN stock opened at $15.53 on Friday. The company has a 50-day moving average price of $15.90. The stock has a market capitalization of $1.79 billion, a PE ratio of 8.96 and a beta of 1.88. Lendingclub has a 12-month low of $13.05 and a 12-month high of $21.67.

Lendingclub (NASDAQ:HAPN) last released its quarterly earnings results on Wednesday, October 28th. The company reported $0.50 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.47 by $0.03. The company had revenue of $279.09 million during the quarter. Lendingclub had a net margin of 20.16% and a return on equity of 13.76%. Lendingclub’s quarterly revenue was down 1.1% compared to the same quarter last year. On average, research analysts expect that Lendingclub will post 1.89 EPS for the current fiscal year.

Wall Street Analyst Weigh In

Several analysts recently weighed in on HAPN shares. Weiss Ratings restated a “hold (c+)” rating on shares of Lendingclub in a research note on Tuesday, September 22nd. Citizens Jmp raised their price objective on shares of Lendingclub from $23.00 to $25.00 and gave the company a “market outperform” rating in a research note on Tuesday, July 28th. Piper Sandler cut their price target on shares of Lendingclub from $25.00 to $20.00 and set an “overweight” rating on the stock in a report on Thursday. Finally, BTIG Research reaffirmed a “buy” rating and issued a $25.00 price objective on shares of Lendingclub in a research report on Tuesday, July 28th. Three equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. According to MarketBeat, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $23.33.

Insider Transactions at Lendingclub

In other Lendingclub news, CEO Scott Sanborn sold 28,750 shares of the stock in a transaction that occurred on Wednesday, August 26th. The shares were sold at an average price of $18.25, for a total value of $524,687.50. Following the transaction, the chief executive officer directly owned 1,462,774 shares in the company, valued at approximately $26,695,625.50. This trade represents a 1.93% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Also, SVP Fergal Stack sold 40,000 shares of Lendingclub stock in a transaction on Tuesday, August 18th. The stock was sold at an average price of $18.86, for a total transaction of $754,400.00. Following the transaction, the senior vice president owned 114,977 shares in the company, valued at $2,168,466.22. This represents a 25.81% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 140,600 shares of company stock worth $2,663,156 in the last ninety days. Insiders own 3.31% of the company’s stock.

Key Stories Impacting Lendingclub

Here are the key news stories impacting Lendingclub this week:

• Positive Sentiment: Lendingclub raised its fiscal 2026 EPS guidance to $1.87-$1.92, above the $1.85 analyst consensus. The stronger outlook may support the stock by signaling confidence in future profitability.
• Positive Sentiment: Wall Street’s average price target implies approximately 40.3% upside from recent trading levels. The article also notes that positive earnings-estimate revisions could provide additional support, although price-target accuracy is uncertain. Wall Street Analysts See a 40.27% Upside in Happen (HAPN)
• Positive Sentiment: Piper Sandler maintained an “overweight” rating and set a $20 price target, which still represents substantial upside from recent levels, despite lowering its previous $25 target. Piper Sandler stock recommendations
• Neutral Sentiment: Fourth-quarter 2026 EPS guidance of $0.43-$0.48 brackets the $0.46 consensus estimate. This indicates results could be close to expectations, but does not provide a clear near-term earnings catalyst.
• Neutral Sentiment: Lendingclub’s latest quarterly results exceeded expectations, with EPS of $0.50 versus the $0.47 consensus. However, revenue declined 1.1% year over year to $279.09 million, limiting the strength of the earnings signal. HAPN Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
• Negative Sentiment: General Counsel Jordan Cheng sold 2,800 shares for $44,800 under a pre-arranged Rule 10b5-1 plan. Because the sale was planned and represents only a 2.63% reduction in his holdings, it is a limited negative signal, but it may still weigh modestly on sentiment. SEC Form 4 insider transaction

Lendingclub Company Profile

LendingClub Corporation is a U.S.-based financial technology company that operates a digital banking and lending platform. The company connects consumers seeking credit with funding sources and provides personal loans, debt-consolidation loans, auto-refinancing loans and other consumer credit products through its online platform.

Following its acquisition of Radius Bancorp in 2020, LendingClub also operates as a bank holding company through LendingClub Bank, National Association. Its banking operations support consumer and commercial lending, as well as deposit products designed to provide funding for loans and other banking activities.

Founded in 2006, LendingClub primarily serves customers in the United States.