Contrasting Timberland Bancorp (TSBK) & The Competition

Timberland Bancorp (NASDAQ:TSBK) is one of 920 public companies in the “Banks” industry, but how does it compare to its competitors? We will compare Timberland Bancorp to related businesses based on the strength of its dividends, earnings, risk, institutional ownership, profitability, valuation and analyst recommendations.

Institutional and Insider Ownership

65.5% of Timberland Bancorp shares are owned by institutional investors. Comparatively, 47.9% of shares of all “Banks” companies are owned by institutional investors. 3.6% of Timberland Bancorp shares are owned by company insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of current recommendations for Timberland Bancorp and its competitors, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Timberland Bancorp	0	0	0	1	4.00
Timberland Bancorp Competitors	7456	30155	27705	1450	2.35

As a group, “Banks” companies have a potential upside of 17.32%. Given Timberland Bancorp’s competitors higher possible upside, analysts clearly believe Timberland Bancorp has less favorable growth aspects than its competitors.

Valuation & Earnings

This table compares Timberland Bancorp and its competitors gross revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Timberland Bancorp	$114.63 million	$29.16 million	11.73
Timberland Bancorp Competitors	$58.65 billion	$2.41 billion	18.88

Timberland Bancorp’s competitors have higher revenue and earnings than Timberland Bancorp. Timberland Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Timberland Bancorp and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Timberland Bancorp	26.46%	11.72%	1.55%
Timberland Bancorp Competitors	15.38%	9.45%	0.93%

Dividends

Timberland Bancorp pays an annual dividend of $1.20 per share and has a dividend yield of 2.6%. Timberland Bancorp pays out 30.1% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.5% and pay out 28.9% of their earnings in the form of a dividend. Timberland Bancorp has raised its dividend for 13 consecutive years. Timberland Bancorp lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Volatility & Risk

Timberland Bancorp has a beta of 0.31, meaning that its share price is 69% less volatile than the S&P 500. Comparatively, Timberland Bancorp’s competitors have a beta of 0.60, meaning that their average share price is 40% less volatile than the S&P 500.

Summary

Timberland Bancorp competitors beat Timberland Bancorp on 9 of the 15 factors compared.

Timberland Bancorp Company Profile

Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, and commercial real estate loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, land development, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.