Eagle Bancorp Montana (NASDAQ:EBMT) Releases Earnings Results, Misses Estimates By $0.16 EPS

Eagle Bancorp Montana (NASDAQ:EBMT) announced its quarterly earnings data on Tuesday. The bank reported $0.38 EPS for the quarter, missing analysts’ consensus estimates of $0.54 by ($0.16), Zacks reports. The company had revenue of $25.08 million for the quarter, compared to analysts’ expectations of $24.50 million.

Eagle Bancorp Montana Price Performance

Shares of EBMT stock opened at $21.17 on Wednesday. The stock has a market capitalization of $168.63 million, a PE ratio of 10.47 and a beta of 0.37. The business’s 50 day simple moving average is $21.78 and its 200 day simple moving average is $22.17. Eagle Bancorp Montana has a one year low of $15.80 and a one year high of $24.66.

Eagle Bancorp Montana Dividend Announcement

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, December 4th. Investors of record on Friday, November 13th will be paid a $0.1475 dividend. The ex-dividend date of this dividend is Friday, November 13th. This represents a $0.59 annualized dividend and a dividend yield of 2.8%. Eagle Bancorp Montana’s payout ratio is currently 28.92%.

Eagle Bancorp Montana News Summary

Here are the key news stories impacting Eagle Bancorp Montana this week:

• Positive Sentiment: Loan growth and revenue improved. Third-quarter revenue rose 7.2% year over year to approximately $25.1 million, while total loans increased $159.0 million sequentially to $1.72 billion. Net interest income before credit-loss provisions also increased 4.4% from the prior quarter. Eagle Bancorp Montana Earns $3.0 Million in Third Quarter 2026
• Positive Sentiment: Dividend maintained. EBMT declared a quarterly cash dividend of $0.1475 per share, or $0.59 annualized, representing a yield of approximately 2.8%. The dividend is payable December 4 to shareholders of record November 13. Eagle Bancorp Montana Declares Quarterly Dividend
• Neutral Sentiment: Year-to-date profitability increased. Nine-month net income reached $10.7 million, or $1.36 per diluted share, compared with $10.1 million, or $1.29 per share, in the prior-year period. However, the quarter itself was weaker than both the previous quarter and the year-ago quarter.
• Negative Sentiment: Third-quarter EPS missed expectations. EBMT earned $0.38 per diluted share, below consensus estimates ranging from $0.54 to $0.55 and down from $0.46 a year earlier. The miss is likely the primary reason for pressure on the shares despite revenue exceeding estimates. Eagle Bancorp Montana Lags Q3 Earnings Estimates
• Negative Sentiment: Credit costs rose sharply. The provision for credit losses increased to $1.9 million from $343,000 in the second quarter, and the company separately reported third-quarter net charge-offs. Investors may view the increase as a warning sign for asset quality and future earnings. Eagle Bancorp Montana Reports Net Charge-Offs

Analyst Upgrades and Downgrades

Separately, Weiss Ratings downgraded shares of Eagle Bancorp Montana from a “buy (a-)” rating to a “buy (b+)” rating in a research note on Friday, October 9th. One equities research analyst has rated the stock with a Buy rating and three have assigned a Hold rating to the company. Based on data from MarketBeat.com, Eagle Bancorp Montana currently has an average rating of “Hold” and an average price target of $23.50.

Eagle Bancorp Montana Company Profile

Eagle Bancorp Montana, Inc was a Montana-based bank holding company that operated through its subsidiary, Opportunity Bank of Montana. The company provided community banking services to individuals, families, small businesses and commercial customers across Montana.

Opportunity Bank offered deposit accounts, residential mortgage lending, consumer loans, commercial real estate financing, business loans and other banking products. Its services also included online and mobile banking, along with traditional branch-based banking.

Opportunity Bank traced its history to 1922 and served communities throughout Montana through a network of branches.