Five Star Bancorp (NASDAQ:FSBC) Stock Rating Reaffirmed as “Buy” by DA Davidson

Five Star Bancorp (NASDAQ:FSBC)‘s stock had its “buy” rating reissued by DA Davidson in a research report issued on Tuesday, Benzinga reports. They currently have a $55.00 price target on the stock. DA Davidson‘s target price would indicate a potential upside of 20.99% from the stock’s previous close.

Several other research analysts have also recently issued reports on the stock. Weiss Ratings cut shares of Five Star Bancorp from a “buy (b+)” rating to a “buy (b)” rating in a report on Monday, September 21st. Zacks Research raised shares of Five Star Bancorp from a “strong sell” rating to a “hold” rating in a report on Friday, August 28th. Finally, Stephens set a $51.00 target price on shares of Five Star Bancorp in a report on Monday, July 27th. Three research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. Based on data from MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $47.25.

Five Star Bancorp Stock Up 2.2%

Shares of FSBC traded up $0.96 during trading hours on Tuesday, reaching $45.46. 218,987 shares of the company traded hands, compared to its average volume of 130,271. The company’s fifty day moving average price is $44.42 and its two-hundred day moving average price is $42.59. The company has a market capitalization of $1.12 billion, a price-to-earnings ratio of 13.45 and a beta of 0.55. Five Star Bancorp has a 12 month low of $32.20 and a 12 month high of $50.26.

Five Star Bancorp (NASDAQ:FSBC) last posted its quarterly earnings data on Tuesday, October 27th. The company reported $0.92 EPS for the quarter, topping the consensus estimate of $0.85 by $0.07. Five Star Bancorp had a net margin of 25.92% and a return on equity of 15.92%. The business had revenue of $52.62 million for the quarter, compared to analyst estimates of $51.31 million. On average, analysts expect that Five Star Bancorp will post 3.50 EPS for the current year.

Hedge Funds Weigh In On Five Star Bancorp

Hedge funds have recently modified their holdings of the company. Davis Asset Management L.P. bought a new position in shares of Five Star Bancorp during the second quarter worth $73,595,000. BlackRock Inc. bought a new position in shares of Five Star Bancorp during the second quarter worth $64,816,000. Bank of New York Mellon Corp bought a new position in shares of Five Star Bancorp during the second quarter worth $4,642,000. Inspire Investing LLC boosted its position in shares of Five Star Bancorp by 348.0% during the first quarter. Inspire Investing LLC now owns 58,627 shares of the company’s stock worth $2,211,000 after acquiring an additional 45,541 shares during the last quarter. Finally, Squarepoint Ops LLC bought a new position in shares of Five Star Bancorp during the second quarter worth $1,994,000. 46.94% of the stock is currently owned by institutional investors.

Trending Headlines about Five Star Bancorp

Here are the key news stories impacting Five Star Bancorp this week:

• Positive Sentiment: Q3 earnings beat estimates: Five Star reported $0.92 in EPS versus the $0.85 consensus estimate and revenue of $52.62 million versus expectations of $51.31 million. EPS rose from $0.77 a year earlier. Five Star Bancorp Q3 earnings results
• Positive Sentiment: Profitability and net interest income improved: Net income increased to $21.9 million from $19.4 million in the prior quarter and $16.3 million a year ago. Net interest income rose 29% year over year to $50.9 million, while net interest margin expanded to 3.69% from 3.56% a year earlier. The efficiency ratio improved to 39.13%. Five Star Bancorp Announces Third Quarter 2026 Results
• Positive Sentiment: Loan growth and capital expansion support future growth: Loans held for investment grew 4% sequentially and 21% year over year. The company raised approximately $130 million through a common-stock offering, lifting its common equity Tier 1 ratio to 12.52% and providing capital for organic expansion and strategic investments.
• Positive Sentiment: Shareholder returns and analyst support: FSBC declared a $0.25-per-share dividend, $0.05 above the comparable 2025 dividend. DA Davidson reaffirmed its “Buy” rating and set a $55 price target, implying approximately 21% upside from the referenced trading level. DA Davidson rating and price target
• Neutral Sentiment: Credit quality remains a monitoring point: Nonperforming loans increased to $13.3 million from $3.1 million at year-end, although the ratio improved slightly to 0.28% from 0.30% in the prior quarter and the largest troubled loan is reportedly well secured.
• Negative Sentiment: Risks include dilution and higher costs: The stock offering increased shares outstanding by roughly 11% sequentially, which can dilute existing shareholders. Non-interest expense rose 24% year over year, other comprehensive loss was $3.0 million, and non-interest income declined 14% year over year.

About Five Star Bancorp

Five Star Bancorp is the bank holding company for Five Star Bank, a community bank headquartered in the Sacramento, California, area. The bank provides commercial banking services to businesses, professionals, nonprofit organizations and individuals, with an emphasis on relationship-based banking and local market expertise.

Five Star Bank offers a range of deposit products, including checking, savings, money market and time deposit accounts, along with commercial lending solutions. Its lending activities include commercial real estate, construction and land development, commercial and industrial, small business and residential real estate loans.