Credit Acceptance (CACC) Set to Post Earnings on Thursday

Credit Acceptance (NASDAQ:CACC) is expected to be posting its Q3 2026 results after the market closes on Thursday, October 29th. Analysts expect Credit Acceptance to post earnings of $12.86 per share and revenue of $596.40 million for the quarter. Parties may visit the company’s upcoming Q3 2026 earnings report for the latest details on the call scheduled for Thursday, October 29, 2026 at 5:00 PM ET.

Credit Acceptance (NASDAQ:CACC) last issued its quarterly earnings results on Tuesday, August 4th. The credit services provider reported $12.12 earnings per share for the quarter, missing analysts’ consensus estimates of $12.20 by ($0.08). Credit Acceptance had a net margin of 21.54% and a return on equity of 31.67%. The firm had revenue of $415.00 million during the quarter, compared to the consensus estimate of $588.07 million. During the same quarter last year, the firm posted $10.05 earnings per share. Credit Acceptance’s revenue was up .6% compared to the same quarter last year. On average, analysts expect Credit Acceptance to post $47.64 EPS for the current fiscal year and $55.48 EPS for the next fiscal year.

Credit Acceptance Stock Performance

Shares of CACC opened at $537.38 on Tuesday. The stock has a market capitalization of $5.62 billion, a PE ratio of 11.82 and a beta of 1.40. The business’s fifty day moving average price is $567.99 and its 200 day moving average price is $536.13. The company has a debt-to-equity ratio of 3.84, a current ratio of 14.89 and a quick ratio of 14.89. Credit Acceptance has a 12-month low of $401.90 and a 12-month high of $668.86.

Analyst Upgrades and Downgrades

A number of analysts have weighed in on the stock. TD Cowen dropped their target price on shares of Credit Acceptance from $600.00 to $590.00 and set a “hold” rating on the stock in a report on Tuesday, October 6th. Weiss Ratings restated a “buy (b-)” rating on shares of Credit Acceptance in a research report on Wednesday, October 14th. One investment analyst has rated the stock with a Buy rating and three have issued a Hold rating to the company’s stock. Based on data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus target price of $565.00.

Credit Acceptance Company Profile

Credit Acceptance Corporation (NASDAQ:CACC) is a specialized automobile finance company that provides financing programs for consumers who may have difficulty obtaining credit through traditional lenders. The company primarily operates through an indirect lending model, working with automobile dealers who offer financing to customers purchasing new or used vehicles.

Credit Acceptance purchases or services automotive loans originated through its dealer-partner network. Its programs are designed to help dealers sell vehicles to a broader range of consumers, while the company manages loan underwriting, servicing, collections, and related risk-management activities.