Ally Financial (NYSE:ALLY) Stock Gets Price Target Cut from TD Cowen

Ally Financial (NYSE:ALLY) had its price target trimmed by TD Cowen from $54.00 to $52.00 in a research note published on Wednesday, MarketBeat reports. The firm currently has a buy rating on the financial services provider’s stock.

Several other equities analysts have also recently weighed in on ALLY. UBS Group lowered their price objective on shares of Ally Financial from $54.00 to $50.00 and set a “buy” rating on the stock in a research note on Monday, October 5th. Morgan Stanley restated an “equal weight” rating and set a $43.00 target price (down from $55.00) on shares of Ally Financial in a research report on Monday, October 12th. Wells Fargo & Company lowered shares of Ally Financial from an “overweight” rating to an “equal weight” rating and cut their target price for the company from $55.00 to $42.00 in a research report on Wednesday, September 30th. Zacks Research cut shares of Ally Financial from a “hold” rating to a “strong sell” rating in a report on Tuesday, October 13th. Finally, Evercore set a $40.00 price target on shares of Ally Financial in a research report on Wednesday. One equities research analyst has rated the stock with a Strong Buy rating, ten have given a Buy rating, five have given a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and an average price target of $48.21.

Ally Financial Stock Down 0.6%

ALLY stock opened at $39.08 on Wednesday. The company has a market cap of $11.89 billion, a price-to-earnings ratio of 8.28, a P/E/G ratio of 0.30 and a beta of 1.11. The company has a debt-to-equity ratio of 1.45, a quick ratio of 0.92 and a current ratio of 0.94. The business’s 50-day moving average is $40.23 and its two-hundred day moving average is $42.64. Ally Financial has a fifty-two week low of $35.92 and a fifty-two week high of $47.29.

Ally Financial (NYSE:ALLY) last released its quarterly earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. Ally Financial had a return on equity of 12.11% and a net margin of 16.84%. The business had revenue of $2.35 billion during the quarter, compared to the consensus estimate of $2.31 billion. During the same period in the previous year, the company posted $1.15 EPS. The business’s quarterly revenue was up 6.1% compared to the same quarter last year. As a group, analysts forecast that Ally Financial will post 4.97 earnings per share for the current year.

Ally Financial Increases Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, November 16th. Shareholders of record on Monday, November 2nd will be issued a dividend of $0.35 per share. This is a boost from Ally Financial’s previous quarterly dividend of $0.30. This represents a $1.40 annualized dividend and a yield of 3.6%. The ex-dividend date of this dividend is Monday, November 2nd. Ally Financial’s dividend payout ratio is presently 28.30%.

Insider Activity

In other Ally Financial news, insider Kathleen Patterson sold 12,831 shares of the company’s stock in a transaction dated Wednesday, October 21st. The stock was sold at an average price of $38.65, for a total value of $495,918.15. Following the completion of the sale, the insider owned 67,781 shares in the company, valued at $2,619,735.65. This represents a 15.92% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available through this hyperlink. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Also, insider Stephanie Richard sold 5,000 shares of the firm’s stock in a transaction dated Tuesday, August 4th. The stock was sold at an average price of $44.23, for a total value of $221,150.00. Following the completion of the transaction, the insider directly owned 88,927 shares in the company, valued at $3,933,241.21. This trade represents a 5.32% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders own 0.46% of the company’s stock.

Institutional Investors Weigh In On Ally Financial

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Pension & Wealth Management Advisors Inc. purchased a new position in Ally Financial during the third quarter valued at approximately $27,000. Trust Co. of Vermont bought a new position in shares of Ally Financial in the second quarter worth approximately $36,000. Elevation Wealth Partners LLC boosted its position in shares of Ally Financial by 92.2% in the third quarter. Elevation Wealth Partners LLC now owns 1,005 shares of the financial services provider’s stock worth $38,000 after purchasing an additional 482 shares during the period. SJS Investment Consulting Inc. boosted its position in shares of Ally Financial by 30.8% in the first quarter. SJS Investment Consulting Inc. now owns 1,019 shares of the financial services provider’s stock worth $40,000 after purchasing an additional 240 shares during the period. Finally, Mather Group LLC. increased its stake in shares of Ally Financial by 54.4% in the third quarter. Mather Group LLC. now owns 1,192 shares of the financial services provider’s stock worth $45,000 after purchasing an additional 420 shares in the last quarter. 88.76% of the stock is owned by hedge funds and other institutional investors.

More Ally Financial News

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: JPMorgan raised its price target for ALLY from $43 to $44 and maintained an “overweight” rating, signaling confidence in the company’s earnings outlook. JPMorgan Ally Financial Price Target
• Positive Sentiment: Ally’s latest quarter modestly exceeded expectations, with earnings of $1.34 per share versus the $1.33 consensus estimate and revenue of $2.35 billion, up 6.1% year over year. The company also increased its quarterly dividend to $0.35 from $0.30, supporting the stock’s income appeal.
• Neutral Sentiment: TD Cowen lowered its price target from $54 to $52 but retained a “buy” rating, while JPMorgan’s higher target contrasts with more cautious views elsewhere. The mixed analyst actions indicate continued disagreement over Ally’s risk-reward profile. TD Cowen Ally Financial Price Target
• Neutral Sentiment: Chief Revenue Officer Stephanie N. Richard and CFO Russell Hutchinson each withheld shares—9,032 and 21,074, respectively—to cover taxes on restricted-stock-unit vesting. These are typically administrative transactions rather than discretionary insider sales.
• Neutral Sentiment: Insider Kathleen Patterson sold 12,831 shares worth approximately $495,918, also to satisfy tax withholding obligations. Although the sale reduced her position by 15.92%, its stated purpose limits its value as a negative signal about management’s outlook. Ally Financial Insider Sale
• Negative Sentiment: Evercore ISI downgraded Ally from “outperform” to “in-line,” citing pressure on net interest margins and potential credit-cost increases. Rising auto-loan delinquencies and charge-offs could weigh on profitability even as loan originations grow. Evercore ISI Ally Financial Downgrade

Ally Financial Company Profile

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.