Ally Financial (NYSE:ALLY) Cut to “Hold” at Evercore

Ally Financial (NYSE:ALLY) was downgraded by Evercore from a “strong-buy” rating to a “hold” rating in a research report issued on Wednesday, Zacks reports.

Several other equities analysts have also weighed in on ALLY. Morgan Stanley reaffirmed an “equal weight” rating and set a $43.00 target price (down from $55.00) on shares of Ally Financial in a report on Monday, October 12th. Royal Bank Of Canada lowered their price target on shares of Ally Financial from $55.00 to $50.00 and set an “outperform” rating on the stock in a report on Friday, October 9th. UBS Group dropped their price target on shares of Ally Financial from $54.00 to $50.00 and set a “buy” rating on the stock in a research report on Monday, October 5th. Bank of America lifted their price objective on shares of Ally Financial from $52.00 to $53.00 and gave the company a “buy” rating in a report on Wednesday, July 8th. Finally, The Goldman Sachs Group set a $45.00 price objective on shares of Ally Financial in a research report on Tuesday, October 6th. One analyst has rated the stock with a Strong Buy rating, ten have assigned a Buy rating, five have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to data from MarketBeat.com, Ally Financial currently has an average rating of “Moderate Buy” and an average target price of $48.21.

Ally Financial Stock Up 1.9%

Shares of ALLY stock opened at $38.70 on Wednesday. The stock has a 50 day moving average of $40.45 and a 200 day moving average of $42.67. The company has a current ratio of 0.94, a quick ratio of 0.92 and a debt-to-equity ratio of 1.45. The stock has a market cap of $11.77 billion, a P/E ratio of 7.99, a P/E/G ratio of 0.29 and a beta of 1.11. Ally Financial has a twelve month low of $35.92 and a twelve month high of $47.29.

Ally Financial (NYSE:ALLY) last announced its quarterly earnings results on Tuesday, October 20th. The financial services provider reported $1.34 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.33 by $0.01. Ally Financial had a return on equity of 12.11% and a net margin of 16.84%. The company had revenue of $2.35 billion during the quarter, compared to the consensus estimate of $2.31 billion. During the same period in the previous year, the company posted $1.15 earnings per share. Ally Financial’s revenue for the quarter was up 6.1% on a year-over-year basis. As a group, sell-side analysts expect that Ally Financial will post 5.00 EPS for the current year.

Insider Buying and Selling at Ally Financial

In related news, insider Stephanie Richard sold 5,000 shares of the firm’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $44.23, for a total value of $221,150.00. Following the transaction, the insider directly owned 88,927 shares of the company’s stock, valued at approximately $3,933,241.21. This trade represents a 5.32% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through the SEC website. 0.46% of the stock is currently owned by company insiders.

Institutional Investors Weigh In On Ally Financial

Several institutional investors have recently bought and sold shares of ALLY. SJS Investment Consulting Inc. raised its holdings in shares of Ally Financial by 30.8% during the first quarter. SJS Investment Consulting Inc. now owns 1,019 shares of the financial services provider’s stock valued at $40,000 after acquiring an additional 240 shares during the last quarter. Fifth Third Wealth Advisors LLC boosted its stake in shares of Ally Financial by 3.1% in the first quarter. Fifth Third Wealth Advisors LLC now owns 8,010 shares of the financial services provider’s stock worth $314,000 after acquiring an additional 243 shares during the last quarter. Farther Finance Advisors LLC increased its position in shares of Ally Financial by 3.1% during the third quarter. Farther Finance Advisors LLC now owns 9,247 shares of the financial services provider’s stock worth $348,000 after purchasing an additional 282 shares in the last quarter. Arizona State Retirement System increased its position in shares of Ally Financial by 0.4% during the second quarter. Arizona State Retirement System now owns 76,467 shares of the financial services provider’s stock worth $3,514,000 after purchasing an additional 296 shares in the last quarter. Finally, Waverly Advisors LLC raised its stake in Ally Financial by 1.3% in the 2nd quarter. Waverly Advisors LLC now owns 23,749 shares of the financial services provider’s stock valued at $1,091,000 after purchasing an additional 307 shares during the last quarter. 88.76% of the stock is currently owned by institutional investors and hedge funds.

Ally Financial News Summary

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q3 earnings and revenue exceeded expectations. Ally reported adjusted earnings of $1.34 per share, ahead of the roughly $1.32–$1.33 consensus, while revenue rose 6.1% year over year to $2.35 billion. Earnings also increased from $1.15 per share in the prior-year quarter. Ally Financial reports third quarter 2026 financial results
• Positive Sentiment: Management raised shareholder returns and maintained growth targets. Ally increased its dividend by 17%, while projecting full-year average earning-asset growth of 5%–6%. The company also expects full-year net interest margin of 3.6%–3.65%. Ally Reports Q3 Earnings, Raises Dividend 17%
• Positive Sentiment: Some analysts see meaningful upside. JPMorgan raised its price target to $44 and maintained an Overweight rating. TD Cowen retained a Buy rating despite reducing its target to $52. Commentary also highlighted core ROTCE of 13.1%, stable retail-auto charge-offs within guidance, buybacks below tangible book value, and continued tangible-book growth. Ally Financial: Q3 Delivered On the Three Things I Said I’d Watch
• Neutral Sentiment: Analyst views remain mixed. While JPMorgan is constructive, Barclays lowered its target to $48 and assigned Equal Weight, signaling reduced conviction even though the target remains above the current market level.
• Negative Sentiment: Credit costs and auto delinquencies are investor concerns. Provisions for loan losses increased, and auto delinquencies rose alongside loan originations. Evercore ISI downgraded ALLY to In Line from Outperform, citing net interest margin pressure and credit-cost risk. Ally Financial cut to hold at Evercore ISI

Ally Financial Company Profile

Ally Financial Inc is a digital financial services company headquartered in Detroit, Michigan, and traded on the New York Stock Exchange under the symbol ALLY. The company primarily serves consumers, automotive dealers and businesses in the United States through online and branchless banking and financing platforms.

Ally’s automotive finance business provides retail installment loans and leases to consumers and floorplan financing and other services to automotive dealers. Its consumer banking operations, conducted through Ally Bank, offer deposit products such as savings accounts, money market accounts and certificates of deposit, along with consumer lending products.

The company also provides credit cards and commercial financing, and offers investment and brokerage services through Ally Invest.