Royal Bank Of Canada Cuts American Express (NYSE:AXP) Price Target to $400.00

American Express (NYSE:AXP) had its target price cut by investment analysts at Royal Bank Of Canada from $415.00 to $400.00 in a research note issued on Friday, Benzinga reports. The brokerage currently has an “outperform” rating on the payment services company’s stock. Royal Bank Of Canada’s price target would indicate a potential upside of 31.31% from the stock’s current price.

A number of other equities research analysts have also commented on the company. Barclays dropped their target price on American Express from $364.00 to $342.00 and set an “equal weight” rating on the stock in a research report on Monday. DZ Bank upgraded shares of American Express from a “hold” rating to a “buy” rating and set a $375.00 price objective for the company in a research note on Thursday, June 18th. UBS Group dropped their price objective on shares of American Express from $384.00 to $345.00 and set a “neutral” rating on the stock in a report on Monday. Weiss Ratings restated a “hold (c+)” rating on shares of American Express in a research note on Monday, July 13th. Finally, Morgan Stanley lowered their price target on American Express from $385.00 to $382.00 and set an “equal weight” rating on the stock in a research note on Monday, July 27th. One equities research analyst has rated the stock with a Strong Buy rating, fourteen have issued a Buy rating, fifteen have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, American Express presently has an average rating of “Hold” and an average target price of $364.52.

American Express Stock Performance

Shares of American Express stock opened at $304.62 on Friday. The company has a market capitalization of $205.71 billion, a PE ratio of 18.43, a P/E/G ratio of 1.31 and a beta of 1.08. The company has a 50-day simple moving average of $325.07 and a two-hundred day simple moving average of $324.99. American Express has a one year low of $290.97 and a one year high of $387.49. The company has a debt-to-equity ratio of 1.66, a quick ratio of 1.54 and a current ratio of 1.55.

American Express (NYSE:AXP) last posted its quarterly earnings data on Friday, July 24th. The payment services company reported $4.53 earnings per share for the quarter, topping analysts’ consensus estimates of $4.41 by $0.12. The firm had revenue of $14.99 billion during the quarter, compared to analysts’ expectations of $19.70 billion. American Express had a return on equity of 34.12% and a net margin of 15.07%.The business’s quarterly revenue was up 10.0% on a year-over-year basis. During the same quarter last year, the firm earned $4.08 EPS. American Express has set its FY 2026 guidance at 17.300-17.900 EPS. Research analysts expect that American Express will post 17.67 EPS for the current fiscal year.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of the stock. Archer Investment Corp acquired a new stake in shares of American Express in the 2nd quarter valued at approximately $25,000. Elevation Wealth Partners LLC boosted its position in shares of American Express by 78.8% during the 3rd quarter. Elevation Wealth Partners LLC now owns 93 shares of the payment services company’s stock worth $28,000 after purchasing an additional 41 shares in the last quarter. Frazier Financial Advisors LLC grew its stake in shares of American Express by 66.7% during the 1st quarter. Frazier Financial Advisors LLC now owns 100 shares of the payment services company’s stock worth $30,000 after purchasing an additional 40 shares during the period. Evolution Wealth Management Inc. grew its stake in shares of American Express by 58.2% during the 1st quarter. Evolution Wealth Management Inc. now owns 106 shares of the payment services company’s stock worth $32,000 after purchasing an additional 39 shares during the period. Finally, Whipplewood Advisors LLC increased its holdings in shares of American Express by 2,550.0% in the 1st quarter. Whipplewood Advisors LLC now owns 106 shares of the payment services company’s stock valued at $32,000 after purchasing an additional 102 shares in the last quarter. Institutional investors and hedge funds own 84.33% of the company’s stock.

American Express News Summary

Here are the key news stories impacting American Express this week:

• Negative Sentiment: The Office of the Comptroller of the Currency assessed a $350 million civil money penalty against American Express and issued a cease-and-desist order over significant deficiencies in its enterprise-wide anti-money-laundering program, particularly at its national bank subsidiary. Regulators said approximately $13 billion in suspected activity was inadequately monitored or reported over nearly 11 years. The penalty creates a direct financial cost and raises concerns about remediation expenses, regulatory oversight and reputational damage. OCC Assesses $350 Million Civil Money Penalty Against American Express
• Negative Sentiment: The action follows parallel regulatory enforcement involving the Federal Reserve and describes widespread, systemic breakdowns rather than an isolated control failure. Investors may therefore expect heightened compliance spending and continued scrutiny, although the $350 million charge appears manageable relative to American Express’s scale. American Express Shares Fall After $350 Million Anti-Money Laundering Penalty
• Positive Sentiment: American Express has launched a new corporate platform designed to strengthen its business-payments and corporate-services offering. If adoption is strong, the platform could support longer-term revenue growth and deepen relationships with commercial customers. American Express Launches New Corporate Platform
• Neutral Sentiment: Other recent initiatives—including guidance for merchants preparing for AI-driven “agent shopping” and expansion of its Centurion Lounge network—could support the brand and customer engagement, but are unlikely to offset the immediate regulatory headline.

About American Express

American Express Company (NYSE: AXP) is a global financial services company that provides payment, lending, travel and related products to consumers, small businesses and corporate customers. Its offerings include consumer and business charge and credit cards, payment solutions, commercial financing, deposit products and rewards programs.

American Express also operates a worldwide merchant network and provides businesses with payment acceptance services, transaction-processing capabilities and data-driven marketing solutions.