Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Stock Has Average Target Price of $12.29

Shares of Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) have received a consensus rating of “Reduce” from the eight ratings firms that are presently covering the stock, MarketBeat.com reports. Four research analysts have rated the stock with a sell rating, three have issued a hold rating and one has issued a buy rating on the company. The average 1 year price target among analysts that have updated their coverage on the stock in the last year is $12.29.

Several analysts recently weighed in on QFIN shares. Citigroup lowered Qfin from a “buy” rating to a “sell” rating and set a $8.00 price objective on the stock. in a research note on Wednesday, August 26th. Weiss Ratings cut shares of Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a report on Monday, July 13th. Jefferies Financial Group restated a “buy” rating and issued a $15.40 price target on shares of Qfin in a research note on Wednesday, August 26th. Deutsche Bank Aktiengesellschaft set a $13.00 price target on shares of Qfin in a report on Wednesday, August 12th. Finally, Bank of America reiterated a “neutral” rating on shares of Qfin in a research report on Thursday, September 10th.

Key Headlines Impacting Qfin

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: Despite the legal overhang, QFIN appears deeply discounted, trading at roughly 1.55 times earnings and below 0.25 times book value. One analysis argues that the valuation may already reflect severe downside, although earnings guidance is not guaranteed. Qfin Holdings: The Call Was Ugly, But The Stock Is Priced For Worse
• Neutral Sentiment: Multiple law firms are seeking lead plaintiffs for the consolidated shareholder case. The reported deadlines range from November 27 to November 30, 2026; these announcements primarily solicit affected investors and do not establish that the allegations are proven. QFIN Shareholder Class Action Announcement
• Negative Sentiment: The most significant near-term concern is litigation risk. QFIN and certain executives have been sued under Sections 10(b) and 20(a) of the Securities Exchange Act and Rule 10b-5, potentially exposing the company to legal costs, settlement payments, management distraction and further reputational damage. Pomerantz QFIN Class Action Announcement
• Negative Sentiment: The claims follow a reported 19% stock decline after regulatory issues came to light. Separate shareholder notices focus on alleged misrepresentations concerning QFIN’s tax position, including statements that it had no significant unrecognized uncertain tax positions for 2024 and 2025. QFIN Class Action Notice
• Negative Sentiment: Investors also remain concerned about stricter collection rules and an unclear regulatory outlook for China’s consumer-credit industry, which could pressure future loan growth, collections and profitability. QFIN Investor Litigation Notice

Insider Activity

In other news, Director Andrew Yan sold 330,000 shares of the company’s stock in a transaction on Thursday, September 24th. The shares were sold at an average price of $7.52, for a total transaction of $2,481,600.00. Following the completion of the transaction, the director directly owned 326,700 shares in the company, valued at approximately $2,456,784. This represents a 50.25% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders have sold 657,550 shares of company stock worth $4,889,121 in the last three months. 17.10% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Qfin

Several hedge funds have recently modified their holdings of the company. FountainVest China Capital Partners GP3 Ltd. purchased a new stake in shares of Qfin during the second quarter worth $95,483,341. Triata Capital Ltd raised its stake in shares of Qfin by 188.3% during the 4th quarter. Triata Capital Ltd now owns 3,125,331 shares of the company’s stock valued at $60,225,000 after purchasing an additional 2,041,351 shares during the period. Norges Bank purchased a new stake in Qfin during the 4th quarter worth about $30,436,000. Bank of America Corp DE lifted its holdings in shares of Qfin by 48.5% in the first quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock worth $25,658,000 after buying an additional 649,492 shares in the last quarter. Finally, Wellington Management Group LLP boosted its position in shares of Qfin by 128.0% in the second quarter. Wellington Management Group LLP now owns 1,034,463 shares of the company’s stock valued at $16,355,000 after acquiring an additional 580,772 shares during the period. Institutional investors and hedge funds own 74.81% of the company’s stock.

Qfin Stock Down 0.2%

Shares of QFIN opened at $6.46 on Tuesday. The firm has a 50 day simple moving average of $10.14 and a two-hundred day simple moving average of $12.57. The company has a debt-to-equity ratio of 0.03, a current ratio of 2.17 and a quick ratio of 2.17. Qfin has a one year low of $6.24 and a one year high of $30.99. The company has a market cap of $786.50 million, a P/E ratio of 1.55 and a beta of 0.55.

Qfin (NASDAQ:QFIN) last issued its earnings results on Friday, August 14th. The company reported $0.55 earnings per share for the quarter. Qfin had a return on equity of 15.23% and a net margin of 22.23%.The firm had revenue of $524.96 million for the quarter. Research analysts forecast that Qfin will post 2.42 EPS for the current fiscal year.

Qfin Cuts Dividend

The business also recently announced a dividend, which was paid on Thursday, October 1st. Shareholders of record on Wednesday, September 9th were paid a dividend of $0.46 per share. The ex-dividend date of this dividend was Wednesday, September 9th. This is a drop from Qfin’s previous dividend of $0.78. This represents a dividend yield of 1,070.0%. Qfin’s payout ratio is presently 21.63%.

About Qfin

Qifu Technology, Inc, formerly known as 360 DigiTech, Inc and 360 Finance, is a China-based financial technology company. The company operates a technology platform that connects consumers seeking credit with financial institutions and other lending partners.

Qifu provides online consumer finance services, including credit assessment, loan facilitation, risk management, and post-loan servicing. Its technology uses data analysis, artificial intelligence, and automated tools to support borrower acquisition, underwriting, transaction processing, and credit monitoring.