Head-To-Head Comparison: loanDepot (NYSE:LDI) versus Brookfield Wealth Solutions (NYSE:BNT)

Brookfield Wealth Solutions (NYSE:BNT) and loanDepot (NYSE:LDI) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, risk, dividends, valuation, earnings, analyst recommendations and profitability.

Valuation & Earnings

This table compares Brookfield Wealth Solutions and loanDepot”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Brookfield Wealth Solutions	$11.63 billion	1.09	$766.00 million	$0.26	143.82
loanDepot	$1.19 billion	0.21	-$62.65 million	($0.30)	-2.42

Brookfield Wealth Solutions has higher revenue and earnings than loanDepot. loanDepot is trading at a lower price-to-earnings ratio than Brookfield Wealth Solutions, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Brookfield Wealth Solutions has a beta of 1.46, suggesting that its stock price is 46% more volatile than the S&P 500. Comparatively, loanDepot has a beta of 3.4, suggesting that its stock price is 240% more volatile than the S&P 500.

Insider and Institutional Ownership

20.3% of Brookfield Wealth Solutions shares are owned by institutional investors. Comparatively, 39.4% of loanDepot shares are owned by institutional investors. 1.0% of Brookfield Wealth Solutions shares are owned by company insiders. Comparatively, 65.9% of loanDepot shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares Brookfield Wealth Solutions and loanDepot’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Brookfield Wealth Solutions	0.15%	0.10%	0.01%
loanDepot	-5.52%	-28.25%	-1.56%

Analyst Ratings

This is a summary of recent recommendations for Brookfield Wealth Solutions and loanDepot, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Brookfield Wealth Solutions	0	1	0	0	2.00
loanDepot	3	2	0	0	1.40

loanDepot has a consensus target price of $1.92, suggesting a potential upside of 164.37%. Given loanDepot’s higher probable upside, analysts clearly believe loanDepot is more favorable than Brookfield Wealth Solutions.

Summary

Brookfield Wealth Solutions beats loanDepot on 9 of the 13 factors compared between the two stocks.

About Brookfield Wealth Solutions

Brookfield Wealth Solutions is focused on securing the financial futures of individuals and institutions through a range of retirement services, wealth protection products and tailored capital solutions. Through our operating subsidiaries, we offer a broad range of insurance products and services, including annuities, personal and commercial property and casualty insurance and life insurance.The company was incorporated in 2020 and is headquartered in Pembroke, Bermuda.

About loanDepot

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. It also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.