Enova International (NYSE:ENVA) Issues FY 2026 Earnings Guidance

Enova International (NYSE:ENVA) updated its FY 2026 earnings guidance on Monday morning. The company provided earnings per share (EPS) guidance of 16.850-17.500 for the period, compared to the consensus earnings per share estimate of 17.020. The company issued revenue guidance of $3.8 billion-$3.9 billion, compared to the consensus revenue estimate of $3.9 billion. Enova International also updated its Q3 2026 guidance to 4.370-4.370 EPS.

Wall Street Analyst Weigh In

A number of equities research analysts have recently commented on the stock. Citizens Jmp lowered their price target on shares of Enova International from $270.00 to $215.00 and set a “market outperform” rating for the company in a report on Tuesday. Citigroup reissued a “market outperform” rating on shares of Enova International in a research note on Tuesday. Weiss Ratings restated a “buy (b-)” rating on shares of Enova International in a research report on Friday, July 17th. Jefferies Financial Group lifted their target price on shares of Enova International from $260.00 to $280.00 and gave the stock a “buy” rating in a research note on Wednesday, July 8th. Finally, TD Cowen cut their price target on Enova International from $257.00 to $220.00 and set a “buy” rating for the company in a report on Tuesday. One research analyst has rated the stock with a Strong Buy rating and eight have issued a Buy rating to the stock. According to data from MarketBeat.com, the stock has an average rating of “Buy” and an average target price of $232.50.

Enova International Stock Down 23.2%

ENVA opened at $174.09 on Wednesday. Enova International has a 12 month low of $103.02 and a 12 month high of $267.45. The business has a 50-day moving average of $239.51 and a two-hundred day moving average of $192.22. The company has a debt-to-equity ratio of 3.35, a current ratio of 18.42 and a quick ratio of 18.42. The stock has a market capitalization of $4.33 billion, a price-to-earnings ratio of 12.91 and a beta of 1.21.

Enova International (NYSE:ENVA) last announced its quarterly earnings data on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share for the quarter, topping the consensus estimate of $3.99 by $0.32. Enova International had a net margin of 10.31% and a return on equity of 26.66%. The business had revenue of $928.93 million for the quarter, compared to analyst estimates of $909.61 million. During the same period in the prior year, the firm posted $3.23 EPS. The company’s revenue was up 21.6% on a year-over-year basis. On average, research analysts expect that Enova International will post 16.3 earnings per share for the current year.

Insider Buying and Selling

In other Enova International news, Chairman David Fisher sold 9,491 shares of the stock in a transaction that occurred on Tuesday, August 25th. The shares were sold at an average price of $244.01, for a total transaction of $2,315,898.91. Following the transaction, the chairman owned 306,444 shares of the company’s stock, valued at $74,775,400.44. This trade represents a 3.00% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, Director Mark Tebbe sold 20,000 shares of Enova International stock in a transaction on Thursday, June 18th. The shares were sold at an average price of $201.37, for a total transaction of $4,027,400.00. Following the completion of the transaction, the director owned 50,029 shares in the company, valued at approximately $10,074,339.73. This trade represents a 28.56% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have sold 38,569 shares of company stock worth $8,514,393. 8.40% of the stock is currently owned by insiders.

Key Enova International News

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Enova reaffirmed its 2026 earnings outlook, including third-quarter adjusted EPS guidance of approximately $4.37 and full-year EPS guidance of $16.85–$17.50. The company also plans to accelerate share repurchases, which could support per-share results. Enova Withdraws Bank Regulatory Applications
• Positive Sentiment: Despite lowering their price targets, TD Cowen and Citizens JMP maintained bullish ratings of “buy” and “market outperform,” respectively. Their revised targets remain materially above the current share price, suggesting analysts see recovery potential if operating results remain on track.
• Neutral Sentiment: The Grasshopper transaction was expected to broaden Enova’s financial-services platform, but withdrawing the applications eliminates the near-term strategic and regulatory benefits of the proposed acquisition. Reports described the transaction’s value at roughly $369 million. Enova Scraps Grasshopper Bank Acquisition After Pressure From State AGs
• Negative Sentiment: The abandoned bank deal triggered a major investor reaction because it removes a potential growth initiative and raises questions about Enova’s ability to pursue regulated banking expansion. The stock is now trading well below its 50-day and 200-day moving averages. Why This Fintech Stock Is Having Its Worst Day in 6 Years
• Negative Sentiment: Several law firms announced securities-fraud investigations following the selloff, examining whether Enova complied with federal securities laws in connection with disclosures about the Grasshopper acquisition. These announcements do not establish wrongdoing, but they add headline and potential litigation risk. ENVA Investor Alert: Investigation Announced

About Enova International

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.