Citigroup (C) vs. Its Peers Head-To-Head Analysis

Citigroup (NYSE:C) is one of 925 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare Citigroup to similar businesses based on the strength of its analyst recommendations, profitability, risk, institutional ownership, earnings, dividends and valuation.

Dividends

Citigroup pays an annual dividend of $2.68 per share and has a dividend yield of 1.9%. Citigroup pays out 28.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 8.8% and pay out 29.1% of their earnings in the form of a dividend. Citigroup has raised its dividend for 2 consecutive years.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Citigroup and its rivals, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citigroup	0	4	13	2	2.89
Citigroup Competitors	7350	29653	27040	1353	2.34

Citigroup currently has a consensus target price of $145.22, suggesting a potential upside of 5.39%. As a group, “Banks” companies have a potential upside of 8.97%. Given Citigroup’s rivals higher possible upside, analysts plainly believe Citigroup has less favorable growth aspects than its rivals.

Risk and Volatility

Citigroup has a beta of 1.12, indicating that its stock price is 12% more volatile than the S&P 500. Comparatively, Citigroup’s rivals have a beta of 0.59, indicating that their average stock price is 41% less volatile than the S&P 500.

Insider and Institutional Ownership

71.7% of Citigroup shares are held by institutional investors. Comparatively, 47.5% of shares of all “Banks” companies are held by institutional investors. 0.1% of Citigroup shares are held by company insiders. Comparatively, 9.9% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Citigroup and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Citigroup	10.23%	10.15%	0.72%
Citigroup Competitors	14.93%	9.46%	0.92%

Earnings and Valuation

This table compares Citigroup and its rivals top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Citigroup	$168.30 billion	$14.31 billion	14.88
Citigroup Competitors	$214.60 billion	$2.39 billion	22.59

Citigroup’s rivals have higher revenue, but lower earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Citigroup beats its rivals on 8 of the 15 factors compared.

Citigroup Company Profile

Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes Treasury and Trade Solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and Securities Services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, prime brokerage, research, securities clearing, and settlement. The banking segment includes investment banking; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending, which includes corporate and commercial banking. The U.S. Personal Banking segment provides co-branded cards and retail banking services. The Wealth segment provides financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; and to professional industries, including law firms, consulting groups, accounting, and asset management. The company was founded in 1812 and is headquartered in New York, New York.