Head-To-Head Analysis: Voya Financial (NYSE:VOYA) vs. Maase (NASDAQ:MAAS)

Voya Financial (NYSE:VOYA) and Maase (NASDAQ:MAAS) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, analyst recommendations, institutional ownership, dividends, valuation and profitability.

Insider & Institutional Ownership

96.1% of Voya Financial shares are held by institutional investors. 1.6% of Voya Financial shares are held by company insiders. Comparatively, 87.6% of Maase shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations for Voya Financial and Maase, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Voya Financial	1	3	8	1	2.69
Maase	1	0	0	0	1.00

Voya Financial presently has a consensus price target of $103.85, indicating a potential upside of 2.83%. Given Voya Financial’s stronger consensus rating and higher probable upside, analysts clearly believe Voya Financial is more favorable than Maase.

Earnings & Valuation

This table compares Voya Financial and Maase”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Voya Financial	$8.02 billion	1.14	$654.00 million	$5.93	17.03
Maase	$784.35 million	0.31	-$27.36 million	N/A	N/A

Voya Financial has higher revenue and earnings than Maase.

Profitability

This table compares Voya Financial and Maase’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Voya Financial	7.45%	12.31%	0.46%
Maase	N/A	N/A	N/A

Volatility & Risk

Voya Financial has a beta of 0.89, indicating that its share price is 11% less volatile than the S&P 500. Comparatively, Maase has a beta of 0.03, indicating that its share price is 97% less volatile than the S&P 500.

Summary

Voya Financial beats Maase on 12 of the 13 factors compared between the two stocks.

About Voya Financial

Voya Financial, Inc. engages in the provision of workplace benefits and savings products in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. The segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole life, critical illness, accident, and hospital indemnity insurance. The segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.

About Maase

Puyi Inc. provides third-party wealth management services in China. The company distributes publicly raised fund and privately raised securities investment fund products through online and offline. It also provides asset management services that include managing fund of funds and non-performing loan funds; and corporate financing services. Puyi Inc. was incorporated in 2018 and is headquartered in Guangzhou, China.